Kabbage vs LoanBuilder

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Kabbage vs LoanBuilder

Capital is one of the primary factors of production. Small businesses need money just as much as the large multi-national corporations do. Yet, small business lending has been harder to come by.

What can small business owners due to raise the capital, they need? We will compare two small business lenders – Kabbage vs LoanBuilder. Due to the challenging financial markets, these non-traditional, micro-lenders are becoming more essential to business growth.

Small Businesses Need Capital

The Small Business Administration (SBA) calculates that two-thirds of jobs are provided by small businesses. And, the SBA even provides assistance with financing. According to NerdWallet, these are the eligibility requirements for SBA loans:

  • Average size of $371,000
  • Credit score minimum of 680
  • One year history
  • Minimum annual revenue
  • Ability to pay proof

Of course, the problem is that many small businesses fail to qualify. They might have a very short history of operations, a bad credit score or low annual revenue. Small companies have a tough time competing with the multi-national corporations.

Although the SBA is trying to help, online lenders might be more beneficial. Alternative lenders continue to emerge as the capital markets remain stretched very thin. Kabbage and LoanBuilder might offer more flexible terms to provide you with much-needed capital.

Kabbage Small Business Loans

More than 170,000 businesses have raised more than $6.5 billion from Kabbage. The platform allows companies to raise up to $250,000. It promises to make a decision on your loan within 10 minutes.

The Kabbage line of credit can be used for anything that you want. After Kabbage reviews your business performance, it will determine how much working capital to make available. You must satisfy the following requirements:

  • One year history
  • Revenue of $50,000 annually or $4,200 over past 3 months

At least, these terms seem to be satisfactory – they are more flexible than the SBA terms. You can also download the Kabbage app from the App Store or Google Play. Kabbage has an A+ rating from the Better Business Bureau (BBB).

Fast Process

Sometimes, a company sees a vacant shop that would be the perfect addition to their brand. The business might need a fast decision on a loan. Kabbage seems to offer a very fast loan application decision, allowing you to take advantage of great opportunities to grow your business.

Kabbage Line of Credit

While many bankers prefer large multi-national corporations, the truth is that large banks will actually restrict the usage of their funds. This can be counter-intuitive as the business owner wonders if he has full control. With Kabbage, you have the final say on how your funds are used.


Fast Decision
Freedom to Spend
Choose 6 or 12 Month Terms


Limited Funds

LoanBuilder Small Business Loans

The online lender industry grabbed the attention of the global money merchant clearinghouse, PayPal, which purchased LoanBuilder. Therefore, you can be assured of LoanBuilder using the latest digital transaction technology. LoanBuilder requires your business to satisfy the following requirements:

  • 9 months history
  • Revenue of $42,000 annually
  • Credit Score of 550

Primarily, LoanBuilder offers commercial loans and equipment finance for up to $500,000. The application response time is about 1 day.

Reasonable Fixed Fee

You don’t need to worry about an origination or stacking fee. LoanBuilder charges a transparent fixed fee upfront.

Various Loan Repayment Terms

The range for loans is from 13 to 52 weeks, which is better than Kabbage. This allows you to satisfy short-term capital needs.


PayPal Affiliation
Higher Amount
Flexible Repayment Terms


Credit Score Minimum of 550

Capital Runs Business

In many ways, there is a paradox in the capital markets. Small businesses have never had more access to more lenders in history; but, it is still very difficult for them to find financing. The opportunity is there – small businesses just need to find the right lender with flexible terms that fit their business profile.

Do you need a small business loan?

Apply now