DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Kansas Fix and Flip Loans

You’ve heard people talking about it at work. There have been ads on television and the radio about seminars that can teach you how to do it yourself. It’s fixing and flipping homes. You want to give it a go in Kansas. First, you need to find out how you can get started. You don’t have the money to purchase property of interest, but you know it will be worth the potential profit. Think outside the box. You can take that diamond in the rough, give it some polish, and put extra money in your bank account when you make your sale. While it’s true that you will need to find resources for your initial investment, you’ll get it all back and then some in the end.

Be Prepared for How Much You Will Need to Borrow
Before you start looking for lenders or sources of income to purchase property, do your homework. Get an estimate of how much you will need to borrow. You won’t only need money for the initial purchase of the property. You’ll need to have enough finances for expenses incurred while you own the home, including insurance, utilities, and other fees while you are renovating the house. You need to figure out how much your renovations are going to cost. Never shoot low. When you’re working with a contractor, expect to pay more than your initial quote. Don’t forget costs involved as you work with a real estate agency once you are ready to sell.

What are Good Sources for Fix and Flip Loans in Kansas?
A traditional mortgage with the bank is not the way to go when you are planning on flipping a home after renovations. The bank is looking for a long-term investment and is unlikely to have a lending program that will suit your needs. You’re going to need to consider other alternatives. A loan from your friends or family could be a good place to start. If you know someone who has the resources, you may be able to work out a deal to finance your business venture. As a token of appreciation, you could share some of your profits after your sale. You want to stay on your potential lender’s good side. You might take the plunge again in the future.

Go in On a Fix and Flip Project with a Business Partner
Whether you work with a family member or a friend to get the money for your fix and flip project in Kansas, consider being true partners. Plan on splitting the profits equally once your sale is finalized. If you are going to go this route, work with a lawyer and put it in writing. Make sure you keep your promises. You don’t want to have a falling out with someone who is helping you on what could be a thriving business for the both of you.

Tap Into Traditional Lending Sources
A home equity loan or personal loan may be sufficient for your fix and flip project. You may have some money available, but need extra for that final push. You can borrow against your own home when you are looking for a larger amount for your loan. Personal loans are typically smaller, but may be enough when combined with other sources.

Use Your 401{k}
Many people borrow against their retirement plan at work for various reasons. If you have a great deal of confidence in your Kansas fix and flip project, your retirement plan could be the best source of funding for you. As soon as you sell your home, you can put the money back, ensuring your retirement won’t be affected.

Go for a Hard Money Loan
A hard money loan could be the ticket for you. You’ll work with a private investor to get the cash you need when you need it most. You’ll be borrowing against the value of a piece of property. It could be the value of the property you are purchasing or other property that you own. This is a short-term loan. You may be expected to pay it off as early as a year unless you negotiate for longer terms, such as two years. Five years would be the maximum.

Try Seller Financing
Seller financing is when the person selling the property lends you the money to make the purchase. It could be a highly profitable arrangement for the both of you in the end.

Get a Business Line of Credit
If you own a business, you can get a loan of credit that is based on the value of your business. Your fix and flip projects could be considered your business, especially if you prove you have had a successful track record.

Make Sure You Have a Solid Business Plan Before You Get Started
You have a variety of sources that can help you to finance your fix and flip loan in Kansas. Make sure you have a business plan that has been thoroughly prepared before you get started. Include your costs, your renovation team, and real estate agents that are going to help you make your fix and flip a success. Once everything comes together, you will be well on your way.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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