DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Kansas Merchant Cash Advance

The Advantages of a Merchant Cash Advance
If you’re considering the use of merchant capital to meet your financing needs, then you probably want to know how it can benefit your business. The information below sheds a light on the many ways in which a merchant cash advance can work for you. As with any business decision, you want to assess the value of moving forward to make sure you’re headed in the right direction.
As you probably know, there are often situations that occur when running a business that require immediate access to capital. One of the main reasons why small business owners consider merchant capital is because it provides fast cash.
Access to Capital Quickly
Whether it’s an unexpected expense that your business has incurred or a potentially high value growth opportunity, it’s not uncommon to need funds right away. In this type of scenario, you typically don’t have the time and energy that it takes to apply for a small business loan. This is the kind of situation in which you can use merchant capital advances. Within just a couple of days, you can be approved for the amount you need, up to $250,000. Just keep in mind that merchant capital is often expensive, which means you’ll have to decide whether having access to capital quickly is work the high cost. Sometimes a merchant cash advance makes sense because you’ll only have it on your books for a short timeframe.
Approval with Bad Credit
Anyone who has taken out a small business loan knows that the process can be complicated and sometimes overwhelming. There’s also the very real chances that you won’t qualify for the loan after you have put forth a significant amount of time and effort. A key benefit of a merchant cash advance is that you could very well be a good fit, even if you don’t meet business loan requirements. Although on the surface it might sound hard to believe, the fact of the matter is that your credit is not as significant with a merchant capital advance. Even if you have bad credit, you can still qualify.
If you’re familiar with SBA loans, then you know it’s difficult to qualify unless you have stellar personal and business credit scores. Quite frankly, even then you might run into obstacles with getting the loan approved. Fortunately, there are products on the market that can help you get the funds you need, and a merchant capital advance is a great option.
Start-ups Can Qualify
One of the main factors involved in qualifying for a small business loan is how long you have been in business. Typically, lenders want to see that your business has been in operation for at least a couple of years because this demonstrates your ability to overcome the obstacles associated with running a business.
The Small Business Administration has reported that less than 50% of small businesses last 5 years. This is one of the main reasons why it’s difficult to get a traditional loan or an SBA loan if you haven’t been in business for years. That’s not the case with a merchant cash advance. They typically require you to have been in business for a minimum of 5 months. Even if you’ve just reached your 5 month anniversary, there’s a chance that you will qualify for a merchant cash advance. Since repayment is from your sales, they’ll want to see that you have at least $100,000 in revenue.
You Don’t Need Collateral
The issue of collateral is one that can cause trepidation during the lending process. Either you don’t have appropriate collateral or you don’t want to offer your house, business inventory or car to secure a loan. Lenders simply want to make sure they have another recourse in the event that you go out of business. When applying for a small business loan, you may not have a choice, but that’s not the case with a merchant cash advance. Essentially, if your business is unable to pay the money back, there are limited legal options for the merchant capital provider. However, in order to mitigate this risk, a merchant cash advance without collateral is considered high risk and will typically charge a higher APR.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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