Kansas Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Kansas Merchant Cash Advance

The Advantages of a Merchant Cash Advance
If you’re considering the use of merchant capital to meet your financing needs, then you probably want to know how it can benefit your business. The information below sheds a light on the many ways in which a merchant cash advance can work for you. As with any business decision, you want to assess the value of moving forward to make sure you’re headed in the right direction.
As you probably know, there are often situations that occur when running a business that require immediate access to capital. One of the main reasons why small business owners consider merchant capital is because it provides fast cash.
Access to Capital Quickly
Whether it’s an unexpected expense that your business has incurred or a potentially high value growth opportunity, it’s not uncommon to need funds right away. In this type of scenario, you typically don’t have the time and energy that it takes to apply for a small business loan. This is the kind of situation in which you can use merchant capital advances. Within just a couple of days, you can be approved for the amount you need, up to $250,000. Just keep in mind that merchant capital is often expensive, which means you’ll have to decide whether having access to capital quickly is work the high cost. Sometimes a merchant cash advance makes sense because you’ll only have it on your books for a short timeframe.
Approval with Bad Credit
Anyone who has taken out a small business loan knows that the process can be complicated and sometimes overwhelming. There’s also the very real chances that you won’t qualify for the loan after you have put forth a significant amount of time and effort. A key benefit of a merchant cash advance is that you could very well be a good fit, even if you don’t meet business loan requirements. Although on the surface it might sound hard to believe, the fact of the matter is that your credit is not as significant with a merchant capital advance. Even if you have bad credit, you can still qualify.
If you’re familiar with SBA loans, then you know it’s difficult to qualify unless you have stellar personal and business credit scores. Quite frankly, even then you might run into obstacles with getting the loan approved. Fortunately, there are products on the market that can help you get the funds you need, and a merchant capital advance is a great option.
Start-ups Can Qualify
One of the main factors involved in qualifying for a small business loan is how long you have been in business. Typically, lenders want to see that your business has been in operation for at least a couple of years because this demonstrates your ability to overcome the obstacles associated with running a business.
The Small Business Administration has reported that less than 50% of small businesses last 5 years. This is one of the main reasons why it’s difficult to get a traditional loan or an SBA loan if you haven’t been in business for years. That’s not the case with a merchant cash advance. They typically require you to have been in business for a minimum of 5 months. Even if you’ve just reached your 5 month anniversary, there’s a chance that you will qualify for a merchant cash advance. Since repayment is from your sales, they’ll want to see that you have at least $100,000 in revenue.
You Don’t Need Collateral
The issue of collateral is one that can cause trepidation during the lending process. Either you don’t have appropriate collateral or you don’t want to offer your house, business inventory or car to secure a loan. Lenders simply want to make sure they have another recourse in the event that you go out of business. When applying for a small business loan, you may not have a choice, but that’s not the case with a merchant cash advance. Essentially, if your business is unable to pay the money back, there are limited legal options for the merchant capital provider. However, in order to mitigate this risk, a merchant cash advance without collateral is considered high risk and will typically charge a higher APR.

Do you need a small business loan?

Apply now