Kentucky Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Kentucky Merchant Cash Advance

If you run a business and would like more funds to expand your operation, you are likely wondering where you should start. Like other business owners, you probably think going to the bank and getting a standard loan is the best option.
Unless you have been in business for a while and have an excellent credit score, standard loans might not be an option. The good news is that you can still apply for a merchant cash advance in Kentucky. When you get a cash advance, you can enjoy the same benefits as other loan types without many of the downsides. Cash advances, though, are not perfect, so you must also look at the pros and cons before making your final decision.

Pros and Cons

Before taking action, it’s time to look at the benefits and downsides so that you move forward with a complete picture. Getting a merchant cash advance gives you these impressive benefits:

  • Prompt Approvals
  • Bad Credit Won’t Stop You
  • Fast Funding

Unlike applying for other loans, you won’t need to do complex paperwork or pass a strict credit check to access the funds your business needs. You will decide the amount you want to borrow and fill out the application, and the lender will send the funds to your account within a few days if you qualify.
Merchant cash advances offer a variety of attractive benefits but are still not perfect. As far as most people who take this path are concerned, the biggest downside to cash advances is that they have much higher service fees than you would pay with other lending solutions.


If we still have your attention and you want to learn more, review the requirements to determine if you qualify for a merchant cash advance in Kentucky. You must have a credit score of around 520 or higher, and your business needs to have been around for at least 24 months. The final requirement is that you have to accept credit card payments when selling products or services to your customers.
Take a long look at your records to decide if you meet the standards required by most business lenders in your area, and it can save you a lot of trouble. You can still ask lenders in your area to consider giving you a loan if you don’t meet these requirements, but don’t be surprised if you don’t get the outcome you had in mind.

How It Works

You are now ready to learn how a merchant cash advance works, which helps you decide if you are on the right track. Knowing the steps involved in this type of loan removes your doubt and empowers you to move forward with confidence and peace of mind.
After you apply for the loan and provide the required documentation, the loan officer decides whether or not to grant your loan request. If you get the green light to proceed, you will get your funds within two or three days. The lending company will deduct a portion of your credit card payments until you have repaid the loan.

Decide if a Merchant Cash Advance Is Right for You

Some people get a loan without looking at all their options, a mistake that causes them to select the wrong path. Instead of making their mistake, you must consider your options and decide what path you want to take. A cash advance is a great option if you have poor credit and don’t want to list your assets as collateral. If you have a healthy credit score and plenty of assets, other lending options might make a little more sense for you.

Final Thoughts

A merchant cash advance comes with higher fees than other lending options. Despite the higher fees, merchant cash advances offer enough benefits to be an attractive solution for countless business owners across Kentucky and the nation. You can apply with a poor credit score and not have to list your assets as collateral to secure the loan.
When you want fast lending solutions so that you can keep your business on track, a merchant cash advance will meet your needs and provide you with the resources required to make your business thrive. An easy process, fast funding and few requirements are what you can expect if you opt for a merchant cash advance in Kentucky.

Do you need a small business loan?

Apply now