Delancey Street Helps Business Owners Grow

We provide funding fast, with a completely online application.

Apply NOW

Use our online form and apply online. It's risk free - and cost free. We charge no application fees ever, and it's a simple process.

We Approve YOU

Get approved in less than 24 hours. We look at your business, and underwrite your file within 2-4 hours.

Get Funded

Once we make an offer, we send you an agreement, and fund you in 24 hours.

How We Help

Small business loans are a great way to grow your business. We fund business owners when traditional banks say no. Getting a loan from a traditional bank is difficult, we look past your credit score and fund you.

Get a $500-$100,000 small business loan

Get working capital in as little as 24 hours once approved

No risk - There is no application fee, and we don't charge junk fees that other lenders do.

5 Star Google Rating trusted by 100's of people like yourself who took money from us.

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

Kentucky Small Business Loans

Owning a small business brings special challenges. One of the biggest challenges is the lack of access to capital that small business owners need to grow. Here, at Delancey Street, we offer business loans in a number of industries. We can provide loans up to $2 million to businesses in and around Kentucky.
What Sets Us Apart from Other Lenders?
Every business has different funding needs, which is why we work with each business to understand individual needs and to find the loan that fits. We bring certain advantages to our clients:

  • The approval process is fast, often taking less than two business days.
  • We can work with you to set up flexible payments that fit your cash flow patterns
  • You don’t need perfect credit
  • There are no restrictions on how you use the business loan.

Quick Kentucky Business Loans
Getting the first loan is a milestone in the growth of a small business. It opens up new opportunities for growing and expanding your business. Unfortunately, the process for getting such a loan is not always easy. Here are steps you can use to make it a bit easier.
Step #1 – Understand Why You Want the Loan
Before you start applying for loans, you first need to understand why you want to get the funding in the first place. You need to tie your business goals into how you plan on using the money. You don’t want to spend loan money on things that will not grow or protect your business.
Step #2 – Assess Your Personal and Business Credit
A bank is not going to loan money to a business that has a high risk of defaulting. They make this assessment by reviewing your personal credit history as well as the history your business has with credit. A good credit history and rating makes your business an ideal candidate for business loans.
Start by getting a copy of your credit report from the three major bureaus: TransUnion, Equifax, and Experian. Review each item on the report to make sure it’s accurate. If you find anything that is incorrect, contact the credit bureau and challenge it.
Do the same thing with your business credit. Banks like to see businesses that have taken the steps to establish organizational credit instead of relying on the owner’s personal credit.
Step #3 – Take Steps to Improve Your Credit Scores
After you clear the incorrect information off of your credit report, you can start taking steps to improve your ratings.
Start paying down your debt. The less debt you have the better. Plus, paying down the debt demonstrate that you are taking your debt load seriously which increases your chances of receiving a loan.
Step #4 – Create a Detailed Plan
Banks want to be comfortable when loaning money to a small business. Being specific about how you want to use the loan to improve or expand your business makes the bankers more comfortable with your application. In fact, the more specific you are, the higher the chance they will make the loan.
Step #5 – Get Your Financial Statements in Order
Banks will want to see financial documents for your business. This information helps demonstrate your company’s viability and creditworthiness. Make sure your balance sheet, income statement, and cash flow statement are accurate and up to date.
Step #6 Get Your Documentation Together
Take the time to make your loan application package neat and professional. While the information contained in the package is critical, you want to give the lenders a good first impression. Be sure to fill out the package entirely and attach all documentation requested. Take the time to go through it several times to error check. Once you are satisfied submit the documentation.
If you are looking for a business loan, contact Delancey today for more information.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
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"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.

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