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Lancaster Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...



Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Lancaster Small Business Loans

Life as a small business owner presents many challenges. Finding the capital to fund your newest business ventures tends to be one of the big ones. With Delancey Street, borrowers of all credit scores can apply for business loans, cash advances, and lines of credit up to two million dollars.
The Benefits Of Choosing Delancey Street Loans

  • Accepts Borrowers With All Credit Scores
  • Fast Approval Process
  • Quick Funding
  • No Restrictions On How You Spend The Money
  • Flexible Pay Back Plans

Whether you’re looking to expand or simply need some cash for your next project, a small business loan is a great source of funding. Before applying for any type of loan, however, it’s important to really assess the needs of your business. You should have a clear idea of how this capital is going to help you get to the next stage.
It’s true that business loans may not always be the best option for some businesses at various times throughout their life cycle. There are many different funding options that are available for small business owners. A business loan is just one of them. It’s important to assess whether or not a business loan is the right source of funding for your business right now. This initial assessment will ensure that you have a clear idea about how additional capital is going to help your business.
Top Factors To Consider When Applying For A Small Business Loan
Applying for a small business loan is no easy feat. While it’s not the hardest thing to do, it does require a lot of document gathering and credit analyzation. It’s a good idea to understand how the loan approval process works so that you can better navigate your way to looking like a great borrower to a lender.
Business Financial Statements
Every business needs to be keeping financial statements that will reveal the financial health of the firm. These come in the form of the income statement, balance sheet, and cash flow statement. Your accountant should have access to all of these documents. It’s a good idea to review them before applying for a business loan so that you’re familiar with the financial health of your business. You should also gather these documents into a professional looking portfolio so that they can be submitted along with your loan application.
Truly Understand Your Loan Terms
Financial language may not be something that you’re fluent in, but as a business owner, it’s something you must try to. Loan contracts are constructed with specific terminology to outlay the terms of the loan. If you don’t understand this language, do some research of your own, contact your accountant, or simply ask the lender to explain it better.
Knowing the terms of your loan will allow you to ensure that you’re capable of paying back the loan. Don’t get distracted by just looking at the interest rate of the loan. Realize that other factors, such as the length or term of the loan, can play a big role in the overall total amount you have to pay back to the lender.
Know Your Credit History And Score
As a business owner, you’re responsible for managing your business’s finances. In most cases, lenders assume that you will manage your business finances like you manage your own personal finances. This is great if you have a high credit score with a good credit history of on-time payments. If you don’t have a great credit score, it can affect your ability to get approved for funding. It can also cause you to have harder loan terms, like a higher interest rate.
In order to be knowledgeable about your own credit score, you should print out a copy of your credit report from all three credit bureaus. In addition, you’ll want to print out a copy of your business’s credit score. Look over all the reports and see if there is any wrong information. Realize that derogatory marks on the credit report of you or your business can be harmful when applying for small business loans. Checking over the reports to ensure that there is no wrong information can help to keep these bad marks to a minimum.

Do you need a small business loan?

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