Delancey Street Helps Victims Get Cash Fast

We give you an immediate advance on the future earnings of your case.

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Use our online form and apply online. It's risk free - and cost free. We charge no application fees ever, and it's a simple process.

We Approve YOU

Get approved in less than 24 hours. No credit check or employment check is done. We don't look at your current income at all.

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Once we make an offer, we send you an agreement, and ask your attorney to sign off on the settlement loan we're giving you.

When Banks Say No. We Say Yes.

We’re the premier alternative lender that handles virtually any lending scenario, ranging from hard money loans, to merchant cash advance and even litigation financing.  We have an easy online application, and assign a dedicated lending concierge to each and every client. We offer a fast decision process – due to our completely online process.

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Here's Who We Are

We're a Direct Lender

We’re a lender who provides financing for virtually any type of non-traditional financing – ranging from small business loans, to hard money loans, merchant cash advance, and lawsuit funding.

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We Provide Financing Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you. We can combine multiple financing options together – such as a merchant cash advance and a hard money loan.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

How We Help

Pre-settlement Financing is a GREAT way of getting access to the future value of your case without having to worry about the time it takes to settle. We encourage you to consider a pre-settlement loan as a way of getting FAST CASH.

Get a $500-$100,000 advance on your settlement

Get cash in as little as 24 hours once approved

No risk - If you lose your case, you owe us nothing; pay us back only if you win the case.

5 Star Google Rating trusted by 100's of people like yourself who took money from us.

Interested In Getting A Lawsuit Loan?

Simply fill out the form below to get started. Try to fill out as many forms as you can. Some fields may not apply, and it’s ok if you skip them. We require each prospective borrower to fill this out so we can evaluate your request.


catastrophic injury loans

Applying For Catastrophic Injury Lawsuit Loans
Catastrophic injuries are ones that are severe enough to cause problems with a person’s brain, spine or spinal cord. It may also include severe injuries to the skull. When it comes to classifying catastrophic injuries, the United States classifies them in three different classifications. The three classifications include severe functional disabilities, an injury that caused severe neck or head trauma with no diagnosed permanent disabilities and a fatality caused by an injury.

When Personal Injuries Are Considered Catastrophic

When it comes to the laws regarding catastrophic injuries, there are often many questions about what makes an injury catastrophic over a simple personal injury. This is reasonable to ask considering the term “catastrophic injuries” can mean different things in a variety of different contexts.

In the legal world, there is no single universally accepted definition on what makes an injury considered catastrophic. However, there are many working definitions that can satisfy most of the legal and medical scenarios appropriately. This allows legal teams the ability to assess and then categorize serious and extreme injuries.

Obtaining A Catastrophic Personal Injury Loan

If you have been hurt and sustained a catastrophic injury as a result of someone else’s negligence, you may find yourself having to file a lawsuit for compensation. These types of lawsuits can take months or even years to get through. While waiting for your case and lawsuit to be settled in court, you may begin having financial hardships.

Applying for catastrophic injury loans while waiting for your lawsuit settlement funds is a way to pay for your bills and other financial needs while waiting for your case to be done. The loans are available by borrowing against your pending lawsuit settlement. Borrowers are able to use the funds they receive however they want. Even though they are referred to as catastrophic personal injury loans, they are not actual loans. Because of this, the funds are not subject to usury laws. The funds may be used for bills, medical treatment costs or any other purpose the borrower deems appropriate.

Catastrophic Injury Loans Are Similar To Cash Advance Loans

When a catastrophic injury lawsuit plaintiff applies for a personal injury loan, they are really just selling a portion of their future lawsuit funds. For these types of loans, the borrower is not going to be personally liable to repay the cash advance in the event the lawsuit results in no settlement agreement. If a catastrophic injury lawsuit proved to be successful in the end, the finance company will then be entitled to receiving the percentage of your settlement you signed away to them when you initially applied for the cash advance funding.

Catastrophic Injury Lawsuit Loans Are Equity Transactions

Personal injury lawsuit loans are repayable without any specific conditions attached to them. These types of loans only need to be repaid if the lawsuit the borrower is filing has a successful outcome resulting in a settlement. The reason these loans are not required to be repaid in the event a lawsuit does not end successfully is because it is considered an equity transaction.

When a borrower applies for a lawsuit loan, they are formally taken over by the pre-settlement financing company. They will be assigned a small portion of the catastrophic injury settlement. This will be in exchange for a cash payment to the borrower. In most cases, the funds will be given to the plaintiff immediately once the application has been completed and accepted.

The Role Of Catastrophic Injury Cash Advance Loans

Throughout the years, many catastrophic injury plaintiffs found it very hard to bring claims against big insurance carriers for a successful settlement. Most insurance carriers have the ability to use their many financial sources to negotiate less-than-desirable settlement offers to the plaintiff.

It should be noted that catastrophic injury loans are not free. Borrowers should weigh the pros and cons before determining if they want to take on this loan option. Be sure the funding company you work with offers full disclosure about what charges and fees you can expect to pay on your loan. All fees and charges will only have to be paid back if there is a successful outcome on the plaintiff’s lawsuit. Additionally, make certain a lawsuit finance company caps their charges and fees for their customers.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

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