Delancey Street Helps Victims Get Cash Fast

We give you an immediate advance on the future earnings of your case.

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Use our online form and apply online. It's risk free - and cost free. We charge no application fees ever, and it's a simple process.

We Approve YOU

Get approved in less than 24 hours. No credit check or employment check is done. We don't look at your current income at all.

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Once we make an offer, we send you an agreement, and ask your attorney to sign off on the settlement loan we're giving you.

When Banks Say No. We Say Yes.

We’re the premier alternative lender that handles virtually any lending scenario, ranging from hard money loans, to merchant cash advance and even litigation financing.  We have an easy online application, and assign a dedicated lending concierge to each and every client. We offer a fast decision process – due to our completely online process.

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DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a lender who provides financing for virtually any type of non-traditional financing – ranging from small business loans, to hard money loans, merchant cash advance, and lawsuit funding.

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We Provide Financing Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you. We can combine multiple financing options together – such as a merchant cash advance and a hard money loan.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

How We Help

Pre-settlement Financing is a GREAT way of getting access to the future value of your case without having to worry about the time it takes to settle. We encourage you to consider a pre-settlement loan as a way of getting FAST CASH.

Get a $500-$100,000 advance on your settlement

Get cash in as little as 24 hours once approved

No risk - If you lose your case, you owe us nothing; pay us back only if you win the case.

5 Star Google Rating trusted by 100's of people like yourself who took money from us.

Interested In Getting A Lawsuit Loan?

Simply fill out the form below to get started. Try to fill out as many forms as you can. Some fields may not apply, and it’s ok if you skip them. We require each prospective borrower to fill this out so we can evaluate your request.
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New York Lawsuit Funding

Accidents happen when you least expect it. Depending on the severity of your accident, you may find yourself recovering for days, months, or even years. During the recovery process, your bills do not stop. If anything, medical bills add to your expenses. It can feel like you are drowning in bills while you wait for a settlement from your personal injury case. Lawsuit funding may be the tool that you need to help you keep your head above water as you try to deal with the aftermath of a personal injury.

What Types of Personal Injury Lawsuits Can Be Funded?
In most cases, personal injury claims include:
· Automobile accidents
· Premise liability
· Slip and fall lawsuits
· Construction accident lawsuits
· Police brutality lawsuits
· Medical malpractice claims
· Assault and battery claims

Every personal injury case is different. Not all personal injury cases will meet the qualifications for funding. By covering a variety of personal injury claims, lawsuit funding makes it possible for people to get an advance on their settlement. This balances out some of the inequities that are seen in the justice system.

When a person sustains a personal injury and they do not have the financial resources to cover their medical bills, pay their mortgage, or pay their every day expenses, they find themselves at the mercy of insurance companies. Insurance companies take advantage of the fact that the injured individual cannot work. They realize that the injured individual is struggling to make ends meet. So they will do what they can to drag out the litigation process. They feel that if they can drag things out long enough, the plaintiff will get to the point where their expenses are so great that they will accept any settlement, even if it is less than what the case is worth just to keep themselves above water.

Lawsuit funding can save the day in these instances. By allowing you to get an advance on your settlement, you are able to provide your family with the financial security that is needed as you go through the litigation process. You will be able to see things to the end without being worried. This could mean a higher payout for you once the case settles. In the interim, you will be able to continue to pay your mortgage, your medical bills, and your car payments.

Is Lawsuit Funding a Loan?
You may hear lawsuit funding referred to as a personal injury loan. However, this term is not accurate. When you take out a loan, you are putting yourself in debt to the individual who is borrowing you the money. You will need to repay the loan over a set period of time plus any interest that has accrued. If you are unable to pay the loan, your financial situation gets worse.

With lawsuit funding, the story is quite different. You are selling a percentage of your future settlement to the institution that is providing the funding.

When your case settles, you will be able to keep your settlement, minus the portion that the lawsuit funding company bought from you in advance. There is no debt on your part. If for some reason your case does not settle or if you lose the case, you owe nothing.

Since your funding is based on a portion of your future settlement, your application will be approved or denied based on the validity of your lawsuit. After you fill out an application, your lawyer will be contacted. Case managers will work with your lawyer in understanding the ins and outs of your case. Once a full picture of your case has been created, the lawsuit funding institution will determine if your case has a high percentage chance of being successful in court. Then they will attempt to determine the amount of money you should win in your case. Based on that, they will purchase a percentage of your future settlement and pay you for that upfront.

You can use this money to pay your rent, pay your mortgage, buy groceries for your children, keep gas in your car, etc. as you go through the litigation process. Lawsuit funding can give you peace of mind as you are going through a challenging situation. It can help you to focus on the important things, like getting better.

A guide to lawsuit loans- Funding for Plaintiffs
Lawsuit loans have grown in popularity in the last few years. These loans provide a great funding option for individuals involved in a lawsuit. There are numerous lawsuit funding companies offering financial aid to their cash-trapped clients, which is making it hard for clients to choose the best among the lenders. If you are seeking to apply for a lawsuit loan, you should ensure that you have a solid case and an experienced attorney handling your lawsuit.
Numerous synonyms are used interchangeably for lawsuit loans. Some of the most common synonyms include settlement loans, lawsuit financing, pre-settlement funding, and lawsuit lending. These synonyms are used interchangeably to refer to cash advance given to plaintiffs to help them remain financially afloat as they await settlement of their claim.
Pre-settlement funding is non-recourse
lawsuit funding is different from the typical bank loans in many ways. Firstly, it is considered as non-recourse, meaning that they are not subject to the normal underwriting rules. Also, the fees associated with lawsuit loans are not paid upfront. Instead, the fees is rolled into the advanced principle and they are paid if the lawsuit concludes successfully.
Lawsuit loans expose you to very minimal risks. The lending company bears all the risks while the plaintiff assumes little or no risk. If you lose the case, or if the settlement is less than what you borrowed, you will not be required to pay the lender anything.
What about traditional bank loans?
There is no doubt that applying for a traditional bank loan is a better idea than going for a lawsuit loan. Bank loans are usually cheaper and they are more common than lawsuit loans. However, it is more difficult for most of the plaintiffs to access funding from these sources. But why?
For a bank to approve your loan application, you will need to prove that you are capable of paying back their money. These lenders will ask for collateral in the form of non-liquid assets such as real estate, bonds, and stocks. While some plaintiffs may have the right collateral to access these loans, others may not even have a good credit rating to qualify.
Most of the banks will perform thorough credit checks on every loan applicant before they can approve their loans. Unfortunately, some plaintiffs may have suffered severe injuries that prevent them from working while others may have lost their jobs. In such cases, lawsuit funding seems to be the only hope for the plaintiff to remain financially afloat as they await settlement of their claim.
What other financing options can the plaintiff consider?
If you have suffered injuries from an accident, you will need money for medical bills and the daily household expenditures. Initially, you may pay your bills from personal savings, borrowing money from a family member or friend, credit card, or even taking a loan against a 401k. Ideally, you should consider these financing options before applying for a lawsuit loan.
Why do people consider lawsuit funding despite being an expensive option?
Currently, most of the average American families have less than $5,000 in savings. This amount is adequate for meeting minor emergencies and living expenses for a few months. However, this amount is not sufficient to cater for major emergencies such as accidents or even losing income. The extensive medical bills, litigation fees, and daily expenses can easily deplete these reserves. On the other hand, the traditional lenders will lock you out because of a poor credit rating or because you no longer have a reliable stream of income.
Remember that even when you deplete your reserves, the bills will still keep coming. When you get to such a point, you may consider lawsuit financing to help you manage your financial obligations. You can apply for lawsuit funding if you expect your settlement to delay for several months. If you anticipate a quick and fair settlement, then you should wait for the payment and not apply for lawsuit funding.
How long does settlement take?
Currently, most of the personal injury claims take about two years to settle. Workplace discrimination, medical malpractices, wrongful termination, and several other cases may even take longer. If the case crosses the state line, it may even stretch on and on.

If you’ve been involved in a personal injury or accident lawsuit, Lawsuit Loans can get you approved for a loan quickly. Our loans are for those who are waiting for their case to be paid or their settlement funded. The only requirements are that your case is active and you’re working with an attorney on a contingency basis. You don’t need to worry about all the requirements that you’d have with a bank or finance company. Our loans are funded typically within one day of speaking with your attorney and going over the details of your case. You’ll be able to take care of your obligations and get back on your feet financially.

Lawsuit Loans Easy Application Process:

Applying for a lawsuit loan couldn’t be any easier. All you must do is have the basic details of your case available. We offer a quick online application, or you can give us a call. We’ll ask for your personal information and your attorney’s information. Once you give us the go ahead, we’ll contact your attorney to discuss the details of your case. Within a day or so, the loan is typically approved. You can be paid by wire transfer to most major banks, MoneyGram, or Western Union. It’s really that easy to get access to your lifeline.

How Lawsuit Loans Differs from Traditional Lenders:

When most of us need a loan, we reach out to a finance company or a bank. Some people are forced into taking loans on their assets or even using credit cards. These options are good for a temporary fix; however, they require an excessive amount of interest and fees to be repaid in most cases. With a lawsuit loan, the interest is typically much lower, depending on the type of lawsuit you’re involved in. Avoiding huge upfront fees and a lengthy repayment process is also another benefit. Your attorney repays the loan from the lawsuit proceeds. The best part is that if the case is lost, nobody must repay the loan. It’s virtually risks free to access the cash you need, today.
With traditional lenders, you’ll also have to meet stringent underwriting and processing guidelines. Applying with more than one lender is almost always a necessity. These lenders typically require a reasonable or strong credit score, stable income, assets, and some even require collateral. This is a challenge for many who are out of work and might be for an extended period. The process will also take several days to several months if you’re even approved. With Lawsuit Loans, you won’t have to worry about meeting any of these requirements. We solely focus on the quality of your lawsuit and the likelihood of winning your case.

What Types of Cases Are Acceptable for Lawsuit Loans?

Any case that involves an injury suffered by the client as a result of another’s negligence typically qualifies. These cases typically fall under the personal injury umbrella of lawsuit types. This can include injuries in the workplace, a construction accident, car or truck accident, train and boat accidents, slip and fall accidents, premises liability claims, and more. If the accident wasn’t caused by your doing, it’ll typically qualify for a lawsuit loan. The best way to ensure that your case is one that we cover is to check our website and by giving us a call. We’ll go over the details and let you know how to proceed.

How Do I Get Started With Lawsuit Loans?

Getting started is quite simple. We offer an online application and a phone number for your convenience. Simply use one of these methods and our friendly, professional, and dedicated loan representatives will be in touch. We’ll cover the entire process and let you know what to expect and the timeline for funding your loan. We’ll get in touch with your attorney to go over the details of your case as well. Providing everything makes sense, we’ll then get started with the processing of the loan. Before you know it, you could have the loan funds sitting in your bank account or in-hand. Give in touch with us and see how Lawsuit Loans can get you the cash you need, today!

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

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