Lendfi Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Lendfi Merchant Cash Advance

Business expenses and investments can quickly add up when you are managing a thriving or expanding company. When you are in need of additional capital but you want to steer clear of traditional lending institutions, consider applying for a merchant cash advance.
Overview of Merchant Cash Advances
A merchant cash advance service provides lump sums of money to business owners who are able to prove their income stream and transactions. Merchant cash advance providers work with business owners individually to determine the amount that is available based on annual revenue and estimated sales for a set number of months. Once you are approved for your merchant cash advance, pay back the money you owe using a set percentage of sales or transactions that is agreed upon during the application process.
Merchant cash advances are much different than traditional business loans. With a merchant cash advance, take advantage of a non-recourse loan which eliminates the risk of losing your business, home, or other property you own to your name. Traditional lenders often require individuals to use collateral in the event of not paying a loan back. With a merchant cash advance, receive the cash you need in a lump sum without worrying about potential repercussions.
The Benefits of a Merchant Cash Advance
Using a merchant cash advance is much easier and less arduous than going through the process of applying for a traditional banking loan. With a merchant cash advance, individuals who are approved receive their money anywhere between 24 and 48 hours, allowing you to immediately put the funds to use. Cash advances only require a one-page application and can deliver funds up to $5 million into your account in two days or less.
It is also possible to utilize the funds you receive in any way you see fit for your business. Some of the most common ways to put a merchant cash advance to use to further benefit your business includes:

  • General expenses: Keep up with bills and traditional business expenses you need to pay each month to avoid disruptions or additional financial woes.
  • Investments: Use your merchant cash advance to further your business opportunities with new investments.
  • Equipment: Purchase new equipment and supplies necessary to streamline your business transactions and to keep your company running as smooth as possible.
  • Payroll: Avoid leaving your employees without a paycheck by using your merchant cash advance to keep up on salaries.
  • Staffing: Hire new employees without worrying about overhead costs once you are approved for your cash advance.
  • Liquid funds: Increase the amount of liquid cash you have available with a merchant cash advance.

Who Qualifies for a Merchant Cash Advance?
A great reason to apply for a merchant cash advance is that it is possible to get approved regardless of the size of your business. If you have the ability to prove steady income and account receivables, it is much easier to obtain the cash you need using a merchant cash advance over traditional lenders. Additionally, most banking institutions require individuals to have a credit score that is in excellent standing in order to qualify for large sums of money. With a merchant cash advance, credit is not always required in order to get the approval you seek, which is why the advance is an optimal solution for many.
With a merchant cash advance, eliminate the stress and worry commonly associated with mounting debt and financial struggles as a business owner. Once you have obtained the cash you require it is much easier to move forward with a working plan of action that allows you to remain prosperous and successful.

Do you need a small business loan?

Apply now