DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Limousine Merchant Cash Advance

Do you need to get access to capital for your operational business quickly? If so, a merchant cash advance could offer a fast, flexible financial solution for your cash flow problem.
Merchant Cash Advance Benefits
Access Funds Rapidly – For company owners experiencing an immediate cash crunch, time is of the essence. Unlike traditional loans and banking products, qualified borrowers can get access to their funds within hours or days, not weeks or months. Another significant benefit of using a merchant cash advance is that funds can get used for anything you need, whether it’s to cover payroll, to buy new inventory, to pay for repairs or maintenance, to stabilize business during slower periods, or to finance new equipment. When working with traditional lenders for a business loan, many times you must state the reason you’re seeking capital. If approved, any monies that get distributed to the company must then get used for that explicit purpose.
Bad Credit Is Not An Issue – Depending on your situation, you may or may not have good credit. When applying for traditional business loans, this can be a big issue. Merchant cash advance services do not rely so much on a personal or business credit score. Instead, merchant cash advance providers base their decision on volume and amount of credit card transactions getting processed. Depending on the merchant cash advance issuer, borrowers may get asked to submit anywhere from two to six months of credit card receipts to get a clear vision of the company financials.
Straightforward Approval Process – There’s nothing more nerve-wracking than knowing that your business needs a cash infusion. Not knowing whether or not you qualify for the funds you’re seeking makes you even edgier. Merchant cash advance providers offer a convenient and secure portal to upload all needed documents online for consideration. You don’t have to spend time at the banks talking to loan officers that can’t help you with your situation. Upon receipt of all required documents, applicants get an approval answer within a day. Funds get made available shortly after that if the terms are agreeable to both the lender and the borrower.
Available To Companies Of Types And Sizes – In a time of burdensome bank regulations, not all sizes and types of companies and businesses qualify for traditional banking products or services. Merchant cash advances offer underbanked companies a way to get access to a lump sum of cash without the red tape put in place by conventional lenders.
No Collateral Necessary – Another benefit of using a merchant cash advance is no collateral is needed to qualify. Funds made available through a merchant cash advance get repaid by taking a percentage of the companies daily credit card receipts. Borrowers don’t have to worry about writing checks or remitting online payments. It’s done automatically at the end of every business day.
Merchant Cash Advance Disadvantages
High Fees – The one thing to keep in mind is that merchant cash advances are not loans. Instead, they make you an ‘advance’ on your companies future credit card receipts. Fees get based on what’s known in the industry as ‘factoring.’ The factor rate is a decimal point number that represents the amount you’ll repay to the cash advance provider. Typically, the factoring rate falls between 1.1 and 1.5. Read the fine print or ask a representative for clarification to avoid confusion later.
Repayment Made Daily – Merchant cash advances differ from other financial services in that the borrower/company pays the advance back daily using an agreed upon percentage rate, usually around 15% until the loan gets paid off in full. That means that for $1,000 the company does in credit card receipts, $150.00 would get deducted and put towards the balance of the advance. The more your company makes, the faster you can pay off the balance of the advance.
Merchant Cash Advances Must Get Paid In Full To Get Another Advance – Another drawback of using a merchant cash advance is the fact that borrowers must pay off their first advance to qualify for a second one.
If your business has a cash flow crisis, a merchant cash advance could solve your short-term problems. It saves frustration and time that often comes with dealing with traditional banks that are unable to help you for whatever reasons.
Merchant cash advances can ‘front’ as little as a couple of thousand dollars to well over a million for qualified applicants. The amount these services advance to your company get based on the business’ daily credit card receipts.
As with all financial services, do your own research to decide whether a merchant cash advance is right for your company.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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