Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Alaska Small Business Loans


Alaska Small Business Loans: Funding Options to Start or Grow Your Business

Hey there! If you’re an Alaska small business owner looking for funding, you’ve come to the right place. Getting a small business loan can be tricky, but don’t worry – we’re here to walk you through your options.At Delancey Street, we want to help you get the financing you need to start or expand your Alaska business. We know how tough it can be to get a small business loan approved, so we’ll work with you to find the best lending solutions. Keep reading and we’ll break down the different types of Alaska small biz loans available.

SBA Loans

One great option is Small Business Administration (SBA) loans. The SBA doesn’t lend money directly, but they have partnerships with tons of lenders to provide funding. There are a few different types of SBA loans that could work for Alaska businesses:

  • 7(a) Loans: The most common type of SBA loan, can be used for working capital, equipment, or real estate. Max loan is $5 million.
  • Express Loans: Fast turnaround (36 hours or less) for amounts up to $350,000. Great for short-term needs.
  • CDC/504 Loans: For purchasing real estate or equipment. Max loan is $5 million.

The Alaska SBA district office can guide you through the process – give ’em a call at 907-271-4022. Here’s the SBA Alaska website too.

USDA Business Loans

If your business is agriculture-related, check out U.S. Department of Agriculture (USDA) loans. Options include:

  • Farm Service Agency loans – for farms, ranches, and some agriculture-related businesses. Max loan is $600,000.
  • Rural Development loans – for businesses in rural areas. Funds can be used for real estate, equipment, working capital, and refinancing debt. These loans go up to $25 million.

USDA loans have lower down payments and longer repayment terms than conventional bank loans. Find your USDA Alaska office contacts here.

Alaska State Business Loans

The state of Alaska offers some great small business lending programs too:

  • Alaska Industrial Development & Export Authority (AIDEA): Provides loan participations up to $1 million in partnership with local lenders. Check out the AIDEA website.
  • Alaska Division of Investments: Offers direct business loans from $10,000-$500,000 for new or existing Alaska businesses. Learn more on the Division of Investments site.
  • Alaska Commercial Fishing & Agriculture Bank: Loans specifically for commercial fishing and agriculture. Borrow up to $600,000. Get info on their website.

The Alaska Small Business Development Center is another great resource – they offer free consulting and can point you towards grants or lenders. Find an SBDC advisor near you.

Online Lenders

If you need fast funding, online lenders like Kabbage, OnDeck, and Fundbox can get you approved for a small business loan in just days. Rates are higher than traditional loans but they move quickly. Minimum credit scores around 600. Check ’em out:

Alternative Financing Options

Beyond traditional loans, a few other options for Alaska businesses:

  • SBA Express Bridge Loans – get quick funds while you wait for SBA loan approval. Up to $25,000.
  • Business Credit Cards – use cards like Chase Ink or Amex Blue Business Plus to cover expenses. Build business credit.
  • 401(k) Business Financing – Some plans allow you to invest 401(k) funds in your own business. Requirements vary.
  • Invoice Factoring – Sell outstanding invoices to get immediate cash flow. Rates vary by factoring company.
  • Business Cash Advances – Get an upfront lump sum in exchange for a % of future credit card sales. High rates but quick funding.
  • Crowdfunding – Platforms like Kickstarter and Indiegogo let you raise funds from backers. Works best for consumer products.

Grants for Alaska Businesses

Beyond loans, a few grants are available:

  • SBA Growth Accelerator Fund Competition – Get mentoring plus an investment of up to $50k for startups.
  • USDA Value-Added Producer Grants – Grants to help ag producers expand into value-added products. Up to $75k.
  • Alaska Energy Authority Renewable Energy Fund – Grants for renewable energy projects. Varies.
  • Rasmuson Foundation Tier 1 Grants – Funding up to $25k for non-profits & social enterprises in Alaska.
  • Alaska Marketplace Live – Annual business competition with cash prizes up to $10k.

Loan Requirements & Qualifying Factors

When applying for a small business loan in Alaska, lenders will review factors like:

  • Your personal credit score – shoot for 680+
  • Your business plan – detailed plans improve chances of approval
  • Revenue and cash flow – most want 2 years of operating history
  • Collateral – assets to secure the loan like real estate or equipment
  • Industry experience – background in your business area is helpful

Bringing an accountant or advisor to the application can also increase credibility with lenders.

Applying for an Alaska Small Business Loan

Ready to get started? The application process will vary by lender but typically includes:

  • Completing an application with info on you, your business, amount requested, purpose, etc.
  • Providing financial statements like tax returns, profit/loss statements, balance sheets, etc.
  • Submitting a business plan with financial projections, operations overview, marketing strategy, etc.
  • Giving collateral if required – property, securities, business assets that secure the loan.
  • Signing a promissory note outlining repayment terms like interest rate, payment schedule, etc.

It can take 1-3 months to get approved and receive funds. Having an accountant or advisor to help prepare is useful!

Tips for Securing Financing

Here are a few tips to boost your chances of getting that Alaska small business loan:

  • Have a solid business plan with realistic financial projections
  • Get your personal credit score above 700 if possible
  • Keep detailed financial records like tax returns and profit/loss statements
  • Only apply for what you need – don’t get greedy!
  • Have collateral to secure the loan
  • Highlight experience and skills related to your business
  • Be ready to personally guarantee the loan
  • Explain how the funds will grow your business & increase profit

Following these tips will show lenders you are a smart investment – and make approval more likely. Good luck!

Let’s Get Your Alaska Business Funded!

Phew, that was a lot of info right? The main takeaway is that loans and grants are available to Alaska small business owners like you.At Delancey Street, we want to help you secure financing so you can start that brewery, expand your fishing tour company, open a new restaurant – whatever your business dream might be!Our team is standing by to answer your questions and help you find the right funding options. Give us a call at 1-800-555-1212 or request a quote right here and we’ll get the ball rolling.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

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$125,000 Small Business Loan
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