DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Small Business Loans Birmingham

Small Business Loans Birmingham

Birmingham Small business owners need to have capital to grow. Unfortunately, many of them will face challenges when it comes to gaining access to the necessary amount of capital. All types of businesses can qualify for loans at Delancey Street. Cash advances, Birmingham small business loans as well as small business lines of credit and more are some of the things we can help a small business obtain. In NYC, we can help any type of business obtain loans for as much as $2 million. Every business owner will have unique needs. We make every effort to understand these needs and obtain the right financing for individual situations.
Fast Approval Process
A business can obtain funding in as few as two business days. We offer small businesses flexible repayment plans. We are able to work with the cash flow structure of any small business.
No Designated Use
It is possible for a small business to obtain certain types of financing and use the funds however they feel is appropriate. They could be used to pay off old business losses, payroll, expansion expenses and more. It is possible to start the process today.
Loan Process
The  Birmingham small business loan process may not be something that is easy. It will involve performing a number of steps. Once this is done, the business owner will then be able to sign for their loan. In order to avoid some of the difficulty, a certain amount of forethought and preparation is necessary.
Pre-Application
One of the initial steps is to determine the actual needs of a business. It is important they determine if a loan is their best option for the current stage of their business life. A business will have access to various financing options. Loans are just one way to obtain financing. A business owner needs to know what their goals are for their company. This will help determine if a loan will help a business move toward those goals. Doing research on the process is necessary. It will involve knowing the company’s creditworthiness as well as all available financing options.
Credit Report
A business owner’s credit could determine the terms of a loan and many other things. A business owner should obtain their credit history and study it. They need to make certain things are correct. If anything is wrong, it’s important they work hard to correct it. Also, it’s important to know the credit score for the business. Financing institutions will want to know the business and its owner are reliable.
Credit Bureaus
It is possible for credit bureaus to make mistakes. These mistakes can only be corrected if caught and proper steps are taken to correct them. If not addressed, it is possible for an error on a credit report to hinder getting financing. Some have cleaned up their credit by paying down debts. All reasonable efforts should be made to decrease outstanding balances.
Plans For Money
Certain loans will require a business owner to be specific about their plans for the loan amount. To succeed in this situation, it will require telling a convincing story and providing details. A bank will want to know how the money will influence the operation of the business. Providing accurate revenue projections and showing how the Birmingham small business loan will improve the business will help a bank realize the loan amount will be paid back.
Financial Statements
When deciding on a Birmingham small business loan application, a bank will want to see the financial statements of a business. This will let them see the financial story of a business. It can show a business is creditworthy as well as viable. It is important to provide an accurate financial statement. A bank will want to see a balance sheet, income statements as well as a cash flow statement. If a business does not have this documentation, they need to speak with their accountant and have them prepared.
Application Package
All of the documents assembled need to have a professional appearance. The details of assembling these financial documents are essential. It is important to make certain all required documentation are included. Prior to submitting a loan application, it should be reviewed more than once to check for any errors.
Birmingham Small Business Loan Terms
Once a loan has been offered, it is important to make certain to read and understand the terms. Once a business owner signs the loan agreement, they will be obligated to follow its terms. The true costs of a loan in its entirety needs to be understood. It is important to pay close attention to the APR and not simply the interest rate. This will show the actual amount required for the loan to be paid in full.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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