Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Buffalo Small Business Loans

Small business owners know far too well the financial challenges that face their businesses. Gaining additional capital to fund expansion and other projects is a must to stay up-to-date in today’s market. Fortunately, with Delancey Street, you can apply for up to two million dollars worth of funding. This can be done with cash merchant advances, lines of credit, or Buffalo small business loans. Whatever your financial needs, we’ll work with you to discover the appropriate lending option.
The Benefits Of Buffalo Small Business Loans From Delancey Street

  • Quick Approval Process (Typically Funding Is Available In Two Business Days)
  • We Accept Applicants With Bad Credit
  • We Don’t Restrict How You Can Spend Your Loan Proceeds
  • We Offer Various Repayment Plans So You Can Find One That Fits Your Needs

Factors To Consider Before Applying
Before you fill out that online application for funding, there are some things that you need to consider. These will not only help to ensure that you have a clear idea of how this funding will help your business grow but also that you understand your financial health. We encourage you to take some time and consider all three of these factors before applying for a Buffalo small business loan so that you’re better prepared for approval.
Credit Score
As part of getting approved for any sort of lending, your credit score is going to be evaluated. As a business owner, we look at how well you manage your own finances to tell us how likely you are to manage your business’s finances in a similar fashion. Those with an excellent credit score and positive payment history are going to receive the best offers on their loans. This means more flexible repayment options and better interest rates. If you don’t have perfect credit, you can always work to improve it. In some cases, you may want to spend a few months improving your credit before applying so that you can take advantage of the better loan terms.
Loan Usage
Do you know exactly what you’re going to be spending your Buffalo small business loan money on? This is an important part of the loan process. You must have a game plan of where the money is going to go. Understanding the usage for your loan money will also reveal just how much money you’re going to need to borrow. Having a clear idea of what the loan proceeds will be used for can help you explain your intentions to us.
Gather Your Financial Documents 
Before you apply for the Buffalo small business loan, it’s a good idea to gather up your financial documents. This will not only ensure that you look at them and get an updated view of the financial health of your business, but it also makes the loan process quicker. This is because there’s no need for us to follow-up with you to get the financial documents we need to evaluate the financial health of your business. You should have your balance sheet, income statement, and cash flow statement ready to go before you apply for a loan with us.
Understanding The Buffalo Small Business Loan Terms
Upon acceptance of your loan application, you’ll be given a loan contract. This will state the specifics about the loan. It’s important that you take your time and read over the entire document. It will share key pieces of information such as the principal amount, interest rate, term length, additional fees, what happens if you default, and so forth. If there is any part of the loan contract that you don’t understand, you should ask one of our trained specialist for clarification. Never just sign a loan contract without fully understanding what you are committing yourself and your business too. Delancey Street is always here to help our borrowers understand every facet of their small business loan.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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