Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Chesapeake Small Business Loans

Growing your small business is probably the biggest priority on your mind. One major hiccup that business owners face is the lack of capital they need to expand. This can leave you grinding for years until you save up the money to expand. Fortunately, with small business loans from Delancey Street, you can receive the capital you need fast to get that expansion project underway this week.
What You’ll Get With Us
Delancey Street is a small business loan lender that specializes in loans up to two million dollars. We work with all types of businesses to understand what their needs are and how one of our funding options can help meet those needs. We offer merchant cash advances, lines of credit, and small business loans. Unlike other lenders, we have no problem working with those who have bad credit. With our flexible repayment plans and fast loan approval process, you’ll love working with us.
What To Do Before You Apply For A Small Business Loan
We know that you’re excited to get started applying for your small business loan. While we can’t wait to hear from you, there are some things you should get in order before applying. The main factors you need to consider are your credit, financial statements, and loan uses.
Credit – Personal and Business
As part of the loan process, the credit history of your business and you will be evaluated. Therefore, it’s important that you realize where your credit histories are at. Those with a good credit score and strong business credit history will be eligible for better loan terms and interest rates. If your credit is less than perfect, you may want to consider improving your score before applying for a small business loan. Realize that having a better score could save you thousands of dollars in interest over the life of the loan.
Financial Statement Portfolio
Financial statements are those that speak about the financial health of a business. As a business owner, you should be overly familiar with your cash flow statement, income statement, and balance sheet. All three of these documents sum up the financial health of your business at any point in time. As a lender, we’re going to need this information when you apply for a small business loan with us. We highly recommend assembling all your recent statements into an easy to read portfolio. This can help to streamline the application process as we won’t have to follow up with you to get these documents.
Uses For The Loan Money
It’s never a good idea to just apply for a loan without having a clear purpose for its use. You should know what you want to do with the money. Evaluating the cost of the uses you have for the money can get you a ballpark estimate of how much money you’ll need to borrow to complete your tasks. Think of this as being so sure of how you’re going to proceed with the loan money once you get it, that you could convince any lender to give it to you. Lenders like a business owner with a plan.
Tips During The Application Process
Once you submit your application along with your financial statements portfolio it may feel like a weight lifted off of your shoulders. Now, you are just waiting to get the loan options. Once these options come to you, it’s a great idea to read over the entire loan contract. You want to ensure that you understand the main factors, such as the loan term, interest rate, associated fees, and principal amount. Apart from these, you should be sure of how your payments are going to work. While understanding financial terms may not be your forte, you should ask your loan application representative to clarify any wording or points in the contract that you don’t fully understand.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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