Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

small business loans ct

Many small business owners new and old have considered a small business loan. Whether it’s to open the doors to a new business or to upgrade an existing business, a loan will help. Getting a small business loan is easier than ever with many different options to choose from. Applying for the loan is easy if you have the proper foundation prior to submitting an application. This article will review the steps entailed in getting a small business loan and will cover several options that may be available.
A great business plan is the foundation of getting approved for a small business loan:
You probably have some great ideas for your business. Articulating and illustrating those points in a well-composed business plan is critical. A business plan shows the lender that you’re serious about making your business a success. You’ll be able to showcase your ideas and present them to the lender. Selling your new or existing business ideas is the key to getting a loan. If you don’t have a business plan written, there’s a significant amount of information, courses, and even videos available on the web. Another option is to consult with an expert in the field that can help you write a business plan. Many freelance authors are also able to provide you with a winning plan. It’s rather important that you’re clear in your expectations and the information you provide. Once you have your business plan and presentation ready, you’ll be able to move to the next steps.
Inspecting your credit report:
Checking your credit is also a necessary step in preparing to get a loan. You can get a copy of your credit report from the credit bureaus themselves, or through an online service provider. Once a year, the credit bureaus will provide you with a free report for the asking. Also, if you’ve been denied credit they’re required by law to provide you with a free report. Credit monitoring websites like Credit Karma will provide you with free or low-cost options. It’s also worth considering paying for a merged credit report. These reports consolidate all three credit bureaus into one comprehensive report. Also, make sure that the option you select provides you with a credit score. Many times, lenders will go by the credit score alone. The most common score is the FICO model. This is your definitive credit score according to many lenders. It’s worthwhile to keep an eye on this number. If you have an existing business, it’s important that you inspect that as well.
If you have credit concerns:
Having a blemish or two on your credit report is typically overlooked by most lenders. Many blemishes are a cause for concern. It’s best to simply resolve any outstanding negative items prior to applying for a small business loan. If you’re unable to do so, you may want to seek credit repair services. Credit repair companies will attempt to have any negative items removed from the credit report. They’ll challenge the debts and often times they’re successful in having the items removed. This takes a little time and patience. The turnaround time can be nearly two months in many cases. Also, they’ll have a limit to the number of items they’ll dispute at one time. These services can be well worth the time and money for many borrowers. If you have documentation of inaccuracies on your credit report, you can also challenge the items yourself. However, it’s important to reiterate that you’ll need proof that there’s an actual error. Once you’re able to resolve your credit concerns, you’ll be ready to start exploring your options.
Traditional small business loans are a great option for many borrowers:
A traditional small business loan is typically government backed by the Small Business Administration. This means that you’ll have to conform to their underwriting standards. Local banks typically process and fund these loans. A solid business plan, assets, and credit score are typically required. They’ll also want you to make an initial equity investment into the business. Providing you can meet all of these standards, you’ll most likely be able to get an approval. The SBA also provides grants and incentives for certain demographical areas and borrowers.
Private investors and venture capital lenders may work better for some borrowers:
If you have great ideas but some credit issues, private investment firms may be your best option. This is also an option that many existing businesses opt for. These companies place more of an emphasis on the chances of your business succeeding than they do on your personal credit. A winning business plan and presentation are critical to being approved. You’ll also be asked many personal questions during a formal interview. The lender is trying to make sure you’ll be able to carry out the plans you’re proposing. If they love your ideas, they’ll provide you with the funds you need for a share of your business. They’ll have some level of control over your business so it’s important that an attorney review what you’re agreeing to. They can also negotiate the contract for you. This option is also good for those who’d appreciate a little guidance in the operations of their business.
Merchant credit advances have recently become a popular loan option for existing businesses. This option provides an advance on processed sales that have yet to be deposited. The underwriting process is quick and simple providing almost instant results. A heftier premium is likely due to the convenience factor.
After you apply:
Now that you’re closer to the loan you’ve been wanting, you’ll need to stay engaged in the process. Providing documentation quickly will help the process along. Stating any potential issues will also help the lender in processing your application. After approval, you’ll receive your funds and be ready to open or improve the business you’ve been dreaming of. Simply keep up on the payments and you’ll be building your business’s credit which will be beneficial in the years to come.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
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$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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