DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Firearm Retailers Small Business Loans

Firearm Retailers Small Business Loans

What’s Required to Qualify for a Firearm Retailer Small Business Loan
The easiest way to quality for a firearm retailer small business loan is to make sure you are fully prepared. If you’re not sure what that entails, then keep reading to learn about the process. Whether you are considering an SBA loan or online small business loans, you should be somewhat knowledgeable about the process in order to eliminate unnecessary complications.
Building Your Credit Scores
When it comes to credit and small business loans in Kingman, you have to consider both your personal credit history and the credit of your business, unless it’s a start-up. Your personal credit score, often referred to as your FICO score, will range from 300 to 850, with the higher number representing good credit. There are five different factors that determine the number, which includes your payment history, credit card debt, types of credit, length of time you’ve had credit and recent credit inquiries. Of these factors, your payment history has the greatest bearing on whether or not you’ll get approved for a firearm retailer small business loan.
An interesting fact that many people don’t realize is that a large percentage of consumers have found errors on their credit report, according to findings of the Federal Trade Commission. Fortunately, those errors can be removed, which will increase your credit score. It’s been reported that 20% of consumers saw an increase in their credit score after reporting errors to the three credit bureaus (Equifax, Experian and TransUnion). You should also be aware that business credit scores range from 0 to 100 and the three credit bureaus used are Experian, Equifax and Dun & Bradstreet.
Understanding Minimum Requirements
As with anything in life, if you want to succeed, you might as well give it your all. The same applies to qualifying for small business loans in Kingman. It will be in your best interest to make sure you meet all of the requirements for qualification. For instance, borrowers usually have to satisfy requirements related to annual revenue, credit scores and years in business. But that’s not all, lenders will also look for any delinquencies and larger issues like bankruptcies.
If you’re applying for a firearm retailer small business loan that’s backed by the SBA, then you will probably face more stringent criteria that will require strong personal and business credit without any defaults. This means if you’ve been late on your student loans, there’s a chance that you won’t qualify. If that’s the case, you might be better off applying for a loan online because online lenders tend to be more lenient.
Compiling Required Documents
In order to simplify the process of applying for your firearm retailer small business loan, you’ll want to make sure you have all of the required documentation, which might include a copy of your driver’s license, Articles of Incorporation, business licenses, personal and business income tax returns, income statement, balance sheet, personal and business bank statements, commercial leases and a copy of your resume. Your resume will prove that you have the experience required to excel in business. You might be able to bypass the requirement of providing so much documentation by using an online lender instead.
Creating a Great Business Plan
In addition to serving as a guide for how you will conduct business, a great business plan can also show lenders how you expect to turn a profit. Your business plan will include financial projections, which can increase your chances of getting approved. Here are some of the other elements of a strong business plan: management team, company overview, product and/or service description, operations plan, industry analysis, sales and marketing strategy, and SWOT analysis.
Offering Collateral
In the event that something happens and the business fails, lenders will want another way to recover the firearm retailer small business loan, which is why they often require you to provide collateral for security. Collateral typically consists of equipment, real estate or inventory. If you are uncomfortable with the idea of providing collateral, there’s another option; you can choose an unsecured business loan instead.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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