DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Fontana Small Business Loans

Small business owners must have convenient access to capital in order to operate efficiently and to take advantage of growth opportunities. Delancey Street is your source for all of your business financing needs. We provide business loans, lines of credit and other small business financing solutions with loan amounts up to $2 million. Our financing can be tailored to meet your needs, and we serve all types of businesses based in Fontana. We provide our clients with:
A speedy review process
Funding on approved loans within two business days
Flexible payment options that are well-suited for your business operations
Financing for bad credit situations
Unrestricted use of funds
Regardless of whether you need funding for expansion, covering payroll, paying off other debts or something else entirely, we may offer the financing that you need.
Quick Access to Funds
Applying for any type of small business financing is not a matter to take lightly. While funding can open many doors for your business, finding the right financing program requires forethought and research. Our team at Delancey Street is ready to answer all of your questions so that you can determine if we are your ideal source for fast small business loans.
Before You Apply
The best way to determine if you qualify for financing through Delancey Street is to apply, but before you take this step, spend a few minutes reviewing your needs. With many financing programs available, you should understand your needs so that you can determine which solution is best-suited for your needs. During this time, it is also helpful to review your business credit rating and other factors that may affect the financing options that are available to you.
The Importance Factor of Creditworthiness
When you apply for most small business loans, your creditworthiness will be reviewed. Lenders review your credit rating and history to determine the risk they would take on by lending money to you. With a good credit rating, a potential loan to you would have minimal risk. Therefore, you may qualify for a lower rate and better terms. On the other hand, a poor credit rating indicates more substantial risk to the lender. This holds true for your business and personal credit rating and history. A smart idea is to review these reports carefully so that you can identify and challenge errors. You can also determine if it may be in your best interest to spend a few months improving your credit rating before you apply for a small business loan.
How to Bolster Your Credit Rating
Correcting errors on your credit report is only one way to improve bad credit scores. Remember that you will need to contact each credit bureau individually to correct errors. In addition to taking this step, you may need to spend a few months or longer re-establishing a timely payment history and catching up on delinquent accounts. If your outstanding debt level is very high, it may also be helpful to pay down debt balances before taking on new debt.
Some people are inclined to close accounts that are not being used. However, one of many factors that credit bureaus use to determine your rating is the length of time that accounts have been open. Established accounts are viewed more favorably.
Be Specific
When you apply for small business financing, you should know precisely how much money you need and what you plan to use it for. Lenders typically want to see that the money will be used in a strategic and beneficial way. It may be wise to prepare current financial statements as well as projected statements based on how your plans for the funds will impact your company’s finances.
Update Financial Documents
Banks and lenders commonly request business financial statements as part of the loan process. This may include statements for the last few years as well as year-to-date income and cash flow statements. A balance sheet may also be required. These statements should be accurate, and year-to-date figures should be as current as possible. While you cannot provide false information, your accountment may improve the presentation of these figures so that your operations are viewed positively.
Prepare a Loan Package
It is common for banks and lenders to request a considerable amount of documentation from business loan applicants. In addition to financial documentation, you may need to provide business and personal tax returns, bank statements, explanations regarding credit blemishes and more. Keep in mind that loan requests typically cannot be processed until all documentation is received. While you are assembling all required information, double-check the documents to ensure that they have accurate and complete information.
Review the Loan Terms
If your loan request is approved, you should receive a written quote with loan terms that you qualify for. This quote will include the loan term length, the monthly payment, the loan amount, loan fees, the interest rate and more. Take time to understand all loan terms and to ensure that they are agreeable to you. Rather than focusing on the interest rate, consider looking at the APR to get an accurate idea about the cost of the loan.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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