DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Small Business Loans for Women

Small Business Loans For Women

When you have a business, one of the things in your list of priorities is securing credit, especially if you plan to expand your company. You cannot let opportunities pass because of lack of funds. If you see the chance to put your capital to work or you wish to take advantage of your firm’s improving performance, you may want to consider adding more money toward your business. This is where small business loans can help.
While there are other options to finance your company and its operations, a loan is the most recognized method of gaining additional cash. Unfortunately, many entrepreneurs shy away from it because the application process can be quite overwhelming.
It may be true, but attention to detail and perseverance can help. To gain the greatest chance of getting your small business loan approved, you should focus on creating a compelling case for your request. It is necessary that you provide a business narrative that can persuade the lender. It should include a well-thought-out story about your company that is engaging and thorough.
The business story should feature an insight into how you operate your company, along with how you enforce discipline among your employees, and finally, your long-term plans. When you have a captivating business story, it will help you identify the factors that you can manage as well as the variables that are beyond your control.

Small Business Loans for Women Application

Before you apply, you will need certain items, including documents that will support your eligibility for the loan. At the same time, the lender will also have some questions that you should answer to convince the loan officer that your business needs the extra cash. During this process, there are some things you can control such as:

Your Business Plan Matters When Applying for a Women Small Business Loan

It is necessary that you have a strong business plan that will help infuse capital to your company. Before you talk to the lender, you should have a solid business story that will convince the creditor you will benefit from the funding. In line with this, you should also show that the lenders will not put themselves at risk of losing money if they grant your request.
Bankers want details and only facts about your company. You should produce a plan that is clearly written, along with the loan specifics and your forecast on your business profitability.

Financial Statements Matter For a Small Business Loan for Women

As you tell your story, you need to back it up with credible financial documents. Most small companies depend on compiled statements regarding their finances. However, those businesses that need more credit may be expected to have reports that are properly audited.
The bank will find reassurance that the business complies with specific principles regarding the audited statements. Most of the time, the lender will require not only business financial documents but also personal financial statements, including payment history and the credit score of the owner.
Bank Relationship
Your relationship with your lender can play a significant role in the approval of your small business loan application. The more the bank understands your business, the higher the chances of approval. As much as possible, you should also work with the lender before you even seek financial help. For instance, you can go to them for expert advice and assistance.

Manageable Aspects of the Women Small Business Loan Application

Some parts of the application process may be a little out of your control, but you can still manage them, such as:
Collateral
Unless you have plenty of assets to offer to the lender, collateral requirements may not be possible for your situation. Traditional loans, such as those that banks provide, often need financing that is secured with collateral. It can be anything from a house, vehicle, cash, or inventory. Your small business may not be enough to provide this requirement. If this is what worries when getting a loan, a Small Business Administration (SBA) may allow a banker to offer you the credit nonetheless.
Repayment
Another element that causes entrepreneurs to shun small business loans is the repayment. They think that the loan is expensive and they may not have the capacity to pay for it. Lenders want to be sure that you can pay for the loan, so you need to provide proof that you have adequate cash flow. Some credits may specify the exact life of the loan, but you can find lenders that will extend the loan term to an average of four to seven years.
Business History
You surely can’t change the history of your business, but you have the power to change how the banker will evaluate its present and future performance. Before applying, you should take time to be proactive in controlling your expenses while increasing your profitability and management abilities.
Small Business Loan Matters You Cannot Control
Some things relating to the loan you want to apply for are just beyond your control, including the following:
Industry Risk
Be sure to ask your lender to be upfront with the risks inherent in some types of business or industries. It will help you understand the realities of your operations and even assist you in dealing with them.
Economic Climate
Certain aspects of the economy, including fluctuations in the interest rates and the availability of credit, are among the realities to address in the financing process. If you have already established a working relationship with the lenders, you can discuss with them and get help in anticipating your financing needs. In doing so, you can take advantage of availability in credit and even lower interest rates in case they appear.
Take all these things in mind when you apply for a small business loan. Knowing what you can and can’t control will allow you to take charge of the whole application process. Whether you need funds for growing your business or your daily operations, you can grasp everything you should do so you can be successful and get that approval from the lender that will help you finance your company.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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