DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Small Business Loans In Golden Valley

How to Qualify for a Small Business Loan in Golden Valley
If you’re in the market for small business loans in Golden Valley, the first step is getting prepared so that you can simplify the process and eliminate any unnecessary angst. Every lending institution has their own set of requirements and it’s important to understand the criteria. The information below provides helpful information about different types of loans, such as SBA and online small business loans.
What’s Your Credit Score?
The average person has vague information about their credit score, and they don’t truly understand just how much it affects them financially. Your personal credit score will range from 300 to 850 and is based of five different factors: how much debt you have, the types of credit you have, your payment history, the amount of time you have had credit and recent credit inquiries. Your payment history is the most heavily weighted factor.
Even if you pay your bills on time every month, you’ll still want to check your credit report to make sure it doesn’t contain any errors. It’s been reported that 25% of consumers have found detrimental errors on their credit report and 20% of those consumers experienced an increase in their score once the issues were resolved. The good news is that you can obtain a free credit report each year from AnnualCreditReport.com. This will allow you to confirm the accuracy of your credit report and work with the three credit bureaus (TransUnion, Experian and Equifax) to correct any errors. The scoring for business credit has a range from 0 to 100 and information is accessed from Dun & Bradstreet instead of TransUnion.
Do You Know the Lender’s Minimum Qualifications?
If you’re embarking upon the journey of obtaining a small business loan, then it makes sense to ensure you have a strong application. Although some lenders are flexible, it would be in your best interest to either meet or exceed requirements. The criteria for small business loans in Golden Valley typically involves your annual revenue, credit score and the number of years you have been in business. If you’re thinking about getting an SBA loan, then you’ll need to make sure you are not on their ineligible business list, which includes nonprofit, financial, real estate and life insurance companies, to name a few.
In the event that you need a loan expeditiously, then you might consider an online small business loan because they tend to be more lenient. Just keep in mind that you might end up paying more for the convenience of a fast and easy loan product.
Do You Have All of the Required Documents?
As you have probably imagined, the lending process requires you to provide a wealth of financial and legal documents that may include Articles of Incorporation, income tax returns (personal and business), balance sheet, income statement, bank statements (personal and business), your driver’s license, commercial leases, business licenses and your resume. The purpose of providing your resume is to make sure you are equipped with the necessary qualifications, such as management experience.
If you don’t have the time to provide all of these documents and want a more streamlined process, then an online small business loan might be a better option for you. If you have a strong credit history, there’s a chance that you can find a loan product online that’s comparable to bank loans.
Do You Have a Solid Business Plan?
Lenders are eager to confirm your ability to pay back a loan that has been granted, which is why they will typically request your business plan. Contained in the pages of your business plan should be financial projections that indicate how you intend to pay for the loan. Having a great business plan can do the bidding for you and increase your chances of approval.
Here are common elements of a great business plan: Company overview, management team, industry analysis, product and/or service description, operations plan, sales and marketing strategy, and SWOT analysis (strengths, weaknesses, opportunities and threats).
Do You Have Collateral?
Some lenders require you to provide collateral, such as real estate, inventory or equipment. If you are unable to provide collateral, then an unsecured business loan might work best for you.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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