Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

small business loans in houston texas

Getting Approved for a Small Business Loan in Houston, Texas

If you’re needing cash to help grow your business, make improvements, or to cover expenses, you’re in luck. We’ve made the approval process fast and easy. For many loans, you could be approved and funded in less than 48 hours. We’ve created this guide to help you understand how the loan application and approval process works. Even those with poor credit can qualify for many of our programs. Follow these simple steps and get approved, quickly.

Determining your loan amount and borrowing request:

Small business loans in Houston, Texas can accommodate nearly any business need. You’ll need to determine exactly how much you’ll need to borrow and the reason that you need to borrow it. Many people use estimates, invoices, or payroll records to support their request. If there’s a legitimate business need, most requests can be accommodated.

Preparing and updating your business plan:

Your business plan is the key to success with many of our small business loans in Houston, Texas. It tells the world what your vision, purpose, and mission are. It’s useful to lenders to assist in envisioning how you’ll use the loan proceeds. Many people will include illustrations, models, or anything else that helps to bring your ideas to life. If you don’t have a business plan or need help writing one, there’s many resources available online. If you’d rather work with someone in person, there are many consultants who can help you at a reasonable price. The same goes for updating a business plan to reflect your current situation.

Tips for those seeking bad credit small business loans:

We have many programs to accommodate business owners who may have issues with their credit. Nearly all lenders require a personal and business credit report. Dun and Bradstreet, Equifax, Experian, and Trans Union provide this data. On occasion, all these reports are required to gain an understanding of the true credit scenario. If you have outstanding past due accounts, collection accounts, judgments, or other negative items, you’ll want to prepare an explanation for each item. Paying off negative items can help you get significantly more favorable loan terms. Many people have benefited from utilizing credit repair agencies. Although this takes some time and patience, the reward is often worth the cost and wait.

Gathering business documents to support your loan request:

Your business and personal records help the lender to understand the overall financial scenario. Having a second set of eyes to review these documents is always smart. Many of our clients contact their accountant or attorney to review these items. It’s important that the documents convey a clear and accurate picture of the current situation. Many business owners provide their tax returns, profit and loss statements, sales receipts, invoices, asset account information, and more. The more information you’re able to provide upfront will assist you in getting approved and funded much faster.

Applying for your small business loan in Houston, Texas:

After you’ve done the legwork, you’ll be ready to apply for your loan. We offer a fast and easy pre-approval application on our website. After you apply, one of our courteous and professional loan representatives will get in touch with you. You’ll be able to ask any questions you may have. We’ll make sure to find the perfect solution for you and your business. It’s important that you’re thorough and accurate in your representations when applying. Missing or omitted information can cause significant processing delays. After you’ve been approved, you’ll go to the loan settlement. You’ll be given the loan disclosures with the full repayment details. Make sure that you fully understand the terms of the loan and what’s expected of you and your business. Repaying on time and according to the terms will help strengthen your credit. In turn, you’ll qualify for the best loans available. For a small business loan in Houston, Texas, get in touch with us online or by telephone, today!

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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