Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Small Business Loans Kansas

Easy Steps to Qualify for a Kansas Small Business Loan
Embarking upon the journey of applying for a small business loan can be somewhat intimidating. One of the first things that you probably want to know is what you need to qualify, which is a great question that’s worth exploring. The information below provides an answer to that question. Whether your preference is pursuing a KS business loan online, through the SBA or from a bank, there are ways to simplify the process and increase your chances of success. This applies to small business loans in KS and any other state.
What’s Your Credit Score?
One of most important aspects of getting approved for a KS small business loan is your personal and business credit score. If your business doesn’t have a history because it’s a start-up, then the focus will be on your personal credit score, which can range from 300 to 850, with the higher number demonstrating a strong credit history. Your credit score, also called a FICO score, is determined based on many different factors, but the most important is your payment history because it’s 35% of your score. The other factors include the amount of debt you have, the kind of credit you have, the amount of time you’ve had credit and recent credit inquiries.
Interestingly, the Federal Trade Commission reported in 2012 that a significant number of consumers find errors on their credit report and by removing those errors, 20% of consumers saw a increase in their credit score. In order to start the process of assessing and resolving any issues, you can visit, a company that provides a free copy of your report each year. If you identify any errors, you can contact the three credit bureaus (Experian, TransUnion and Equifax) to have them removed. You should also be aware that the range for business credit scores is 0 to 100 and the three credit bureaus used for that report are Dun & Bradstreet, Experian and Equifax.
What Are the Minimum Lender Requirements?
It’s always best to know what you’re dealing with before jumping into a endeavor and this applies to the process of applying for KS small business loans in KS. One of the first things that you’ll want to do is identify the minimum lender requirements and then make sure you either meet or exceed them. While each lender is different, most of them have criteria pertaining to your annual revenue, credit scores and years in business. But that’s not all, they also examine whether you’ve had any past delinquencies or bankruptcies.
If you’ve been late paying a student loan and you want to get a loan that’s backed by the SBA, then you’re likely to run into a problem. The SBA tends to have strict criteria, including an ineligible business lists that includes companies in real estate, insurance and banking. But don’t be dismayed, there are other options, such as online lenders who tend to be more flexible and can also fund loans faster than most traditional lenders. Just keep in mind that you might end up paying more for an online loan product.
Do You Have All of the Required Documents?
One of the best things that you can do when trying to obtain a small business loan is compile all of the required documents. You can essentially prepare everything that the lender needs in advance so that you don’t have to scramble at the last minute to figure out if you have what’s requested. Here are the documents that you may need to provide: income tax returns, Articles of Incorporation, your driver’s license, business licenses, income statement, balance sheet, bank statements, commercial leases and your resume. Your resume should communicate your business and management experience.
If you’re feeling a little intimidated by the amount of documentation that you might need to supply, then perhaps you’d be better off going with an online lender since they tend to offer a more streamlined application process. If you have good credit, then they may also offer loan products that are comparable to traditional loans.
Do You Have a Solid Business Plan? Make sure you do before applying for a KS small business loan
Perhaps you’ve already developed a business plan with financial projections that spell out how you intend to increase your profits. If not, then here are the elements that you should include in your business plan: Business overview, industry analysis, management team, products and services, sales and marketing strategy, operations plan and SWOT analysis (strengths, weaknesses, opportunities and threats). Your business plan is a great way to develop a strong narrative that demonstrates your plan for success.
Do You Have Collateral?
There’s a good chance that qualifying for a KS small business loan will required to provide collateral for security. It’s basically a back up plan for lenders should your business fail and you are unable to repay the KS business loan. If you don’t have collateral, then you should consider an unsecured business loan.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
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