DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Lancaster Small Business Loans

Life as a small business owner presents many challenges. Finding the capital to fund your newest business ventures tends to be one of the big ones. With Delancey Street, borrowers of all credit scores can apply for business loans, cash advances, and lines of credit up to two million dollars.
The Benefits Of Choosing Delancey Street Loans

  • Accepts Borrowers With All Credit Scores
  • Fast Approval Process
  • Quick Funding
  • No Restrictions On How You Spend The Money
  • Flexible Pay Back Plans

Whether you’re looking to expand or simply need some cash for your next project, a small business loan is a great source of funding. Before applying for any type of loan, however, it’s important to really assess the needs of your business. You should have a clear idea of how this capital is going to help you get to the next stage.
It’s true that business loans may not always be the best option for some businesses at various times throughout their life cycle. There are many different funding options that are available for small business owners. A business loan is just one of them. It’s important to assess whether or not a business loan is the right source of funding for your business right now. This initial assessment will ensure that you have a clear idea about how additional capital is going to help your business.
Top Factors To Consider When Applying For A Small Business Loan
Applying for a small business loan is no easy feat. While it’s not the hardest thing to do, it does require a lot of document gathering and credit analyzation. It’s a good idea to understand how the loan approval process works so that you can better navigate your way to looking like a great borrower to a lender.
Business Financial Statements
Every business needs to be keeping financial statements that will reveal the financial health of the firm. These come in the form of the income statement, balance sheet, and cash flow statement. Your accountant should have access to all of these documents. It’s a good idea to review them before applying for a business loan so that you’re familiar with the financial health of your business. You should also gather these documents into a professional looking portfolio so that they can be submitted along with your loan application.
Truly Understand Your Loan Terms
Financial language may not be something that you’re fluent in, but as a business owner, it’s something you must try to. Loan contracts are constructed with specific terminology to outlay the terms of the loan. If you don’t understand this language, do some research of your own, contact your accountant, or simply ask the lender to explain it better.
Knowing the terms of your loan will allow you to ensure that you’re capable of paying back the loan. Don’t get distracted by just looking at the interest rate of the loan. Realize that other factors, such as the length or term of the loan, can play a big role in the overall total amount you have to pay back to the lender.
Know Your Credit History And Score
As a business owner, you’re responsible for managing your business’s finances. In most cases, lenders assume that you will manage your business finances like you manage your own personal finances. This is great if you have a high credit score with a good credit history of on-time payments. If you don’t have a great credit score, it can affect your ability to get approved for funding. It can also cause you to have harder loan terms, like a higher interest rate.
In order to be knowledgeable about your own credit score, you should print out a copy of your credit report from all three credit bureaus. In addition, you’ll want to print out a copy of your business’s credit score. Look over all the reports and see if there is any wrong information. Realize that derogatory marks on the credit report of you or your business can be harmful when applying for small business loans. Checking over the reports to ensure that there is no wrong information can help to keep these bad marks to a minimum.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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