Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Small Business Loans Lawrence KS

Small Business Loans Lawrence KS

It is easier for you to qualify for small business loans in Lawrence KS if you prepare for them. Regardless of whether you apply with a bank or online lender, you will need to familiarize yourself with the lender’s requirements. This will help you save time and frustration.
Build Business and Personal Credit Scores
Your personal credit score is between 300 and 850. The higher your credit score is, the better. Lenders use your credit score to evaluate your ability to pay back the Lawrence business loan. Your payment history, total debt, the type of credit that you have and how long you have had credit will determine your credit score.
One of the most important things that you can do to build your score is to pay your bills on time. However, you may have bad credit due to an error on your credit report. It is estimated that 25 percent of consumers have errors on their credit score. Eighty percent of people do not dispute the errors on their credit report.
You can get a free copy of your credit report by going to You can get one free credit report per year. If you are an established business owner, then you should check your business credit score. The business score ranges from 0 to 100.
Know the Lender’s Requirements
It is a good idea to familiarize yourself with the lender’s requirements. Some lenders are more flexible than others. You may be able to get a Lawrence small business loan even if you miss one of the criterion. There are typically minimum credit score requirements. Lenders do not want to lend to someone who has had recent delinquencies or bankruptcies.
If you want to get a Lawrence small business loan that is backed by the Small Business Administration, then there are additional requirements that you will need to meet. You will need to meet revenue requirements. You will also need to have a good credit score. There are also businesses that are ineligible for loans that are backed by the Small Business Administration. This includes real estate investing, insurance companies and financial businesses.
It will be easier for you to get one of the small business loans in Lawnrence KS if you apply with an online lender. They typically have less stringent requirements.
Gather Legal and Financial Documents
You will have to provide several financial and legal documents. This includes the following.

  • Business and personal tax returns
  • Income statements and balance sheets
  • A copy of your driver’s license
  • A business license
  • Commercial licenses
  • Financial projections
  • Business and personal bank statements
  • Articles of incorporation
  • A resume that shows that you have business experience

Create a Strong Business Plan
Lenders want to know that you have the ability to pay. That is why you will need to have a strong business plan. Your business plan should have projected and current financials, new loan payments and ongoing expenses. A strong business plan will make your lender feel better about hiring you.
Provide Collateral
You will need to provide collateral to pay back the Lawrence small business loan. A collateral is an asset that is used to back the loan. Equipment, inventory and real estate are some of the things that can be used as collateral. The item can be taken if the loan is not paid back.
Some online lenders will approve you without collateral. They will likely require a personal guarantee. If you do not want to use collateral, then you will need to apply for an unsecured business loan.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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