Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

Apply Now

We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Long Beach Small Business Loans

Getting a Small Business Bad Credit Loan in Long Beach

If you need funding for your small business in Long Beach but have poor credit, Delancey Street can help. Our professional loan representatives will be happy to go over all of your options and see what we can do to help. You’ll get fast funding and have a variety of options to choose from. Whether you need to upgrade equipment or just cover some unexpected expenses, we can help. This informative article will explain some of the ways you can facilitate a quick approval and get the small business loan you need.

Preparing an Action Plan

One of the most important parts of getting a small business bad credit loan is having a solid plan that works. Credit isn’t the only consideration to getting an approval. If you have a business plan in place, you may want to look it over and consider revising it. Updating your business plan or creating one shows the lender that you have a solid and demonstrated need to borrow funds. It also shows that you’ve done your homework and know exactly what needs to be done and how to accomplish it. Providing supporting documentation can help the loan officer envision what you’re trying to accomplish and facilitate a better understanding of your request. This can include models, diagrams, photographs, or even reports that show any expenses that help support your request. You’ll then be ready for the next step.

An Analysis of Your Business and Personal Credit

Since many small business owners combine their personal credit with business expenses, it may be taken into consideration. A Dun and Bradstreet report should also be obtained. Take a moment to review the credit and any potential issues or discrepancies you may have found. If you’re able to resolve the matters ahead of time, it’s a great start. If there are items that need to be disputed, you’ll need to get in touch with the credit bureaus. While credit isn’t the only consideration in approving a small business loan, it’s a factor that will most likely be considered. Be sure to keep thorough and accurate records of all communications with the credit bureaus. If the negative items are simply a result of nonpayment, you’ll want to provide a written explanation of what caused these events to occur and what’s been done to prevent it from happening in the future.

Preparing Business Reports for Inspection

Another factor in getting approved is the overall financial health of your business. While Delancey Street is willing to help with small business bad credit loans, it also needs to determine that it’s making a wise investment. You’ll benefit by having all of your profit and loss and cash flow reports up to date and ready for inspection. Business taxes are also another item that’s most likely to be requested. If you do your own accounting, you may want to seek an independent accountant to review the information and make sure it’s up to par. The lender also needs to be able to see that your business is well organized and operationally sound.

Approval and Post Funding

After you’ve been approved for your small business bad credit loan, you’ll need to sign loan documents. These documents give the exact terms and interest rate of the loan. You may be asked to provide additional or updated documentation prior to funding the loan. Reviewing the loan documents and asking any questions you may have should be done prior to signing the forms. Delancey Street will be happy to assist in answering any questions that you may have. After you receive the funds, simply be sure to abide by the loan terms. You’ll be well on your way to reestablishing your business credit and will be in a better position the next time you need a business loan. If you’re ready to take the next step in growing your business, get in touch with us today and we’ll get you approved as quickly as possible.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
WHAT ARE Asset-Based Loans?

What is an asset based loan? An asset-based business line…

101 Things you need to know before you apply for an SBA loan

101 Things you need to know before you apply for…


ESOP – employee stock ownership plan, is a qualified employee…

Financing Small Businesses: How It Helps The Entire Community

Small business financing is a great thing, but many people…

Here’s Every Document You’ll Need to take a Small Business Loan

Documentation and paperwork is the single largest obstacle to most…

Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Apply Now