DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

small business loans louisville ky

Small business loans louisville ky

Qualifying for a Louisville small business loan is easy when you know all the steps to take. Preparation can lead to better results in getting approved, as well as, faster processing times. Many of our new clients contact us for small business loans in Louisville, KY and need advice of where to start. This article will address the steps to take to get you the funding you need for your small business, quickly.

Business and Personal Credit Considerations

Small business loans in Louisville, KY helps business owners with all types of credit. Although a strong credit score isn’t required for many of our loans, it can certainly help when qualifying. Good personal and business credit will get you the most favorable terms and a lower interest rate. Personal credit is typically measured by a FICO score. This score is based on a combination of factors that are gathered from the three major consumer credit bureaus. Trans Union, Equifax, and Experian all weigh in and will often have slight variations in their reporting. Addressing any issues on these reports with the credit bureaus can help to remove items that are negatively affecting your credit score. Although there are several credit bureaus that report business credit, Dun and Bradstreet is used much more frequently than the others. If you feel that credit repair is in order, many companies have been effective in getting negative items removed for their customers. They’re not all created equally, so checking out reviews is helpful.

Preparing Business and Personal Documents for your Louisville business loan

Our loan experts will be able to tell you exactly what you’ll need to qualify for our small business loans in Louisville, KY. It’s helpful to have some documentation prepared ahead of time. Your business plan is one of the most important items you can provide. If you have a well-established business, updating the business plan will help us envision what you’re trying to accomplish with the loan. Asset, income, personal financial documents, and other items you feel would strengthen your request are always helpful. You may be asked to personally guarantee the Louisville small business loan, so you should have collateral information ready and available for inspection. It’s always a good idea to have your accountant or attorney inspect your financial and business documents to ensure everything is in order.

After Your Documents are Submitted

After you’ve submitted all the requested information, you’ll be provided with an approval. If you’re not approved for the initial loan that was requested, an alternative Louisville business loan may be available that would better suit everyone’s interests. After you’ve been approved, you may be asked to submit additional documentation or to meet additional qualifications. After the processing of the loan has been completed, you’ll be ready for your loan to be funded. It’s important that you pay careful attention to and understand the loan disclosures. These documents spell out the terms of the loan and contain very important information such as the exact amount that’s to be repaid and when. You or whomever is designated to receive the funding will then receive the proceeds. Repaying the loan as promised helps your business to establish or re-establish business credit. It also will help you qualify for the best terms possible if you refinance or take out another small business loan.

Getting Started with Us

Our simple Louisville online loan request form makes getting a loan easy. Simply fill out the form or give us a call. We’ll go over all your options and determine what loan would work best for your needs. With many different small business loan programs available, there’s a loan for every type of business and any scenario possible. Even if you’ve been turned down by your bank or another finance company, chances are we can help. We’ve helped many entrepreneurs reach their true potential and to make their dreams a reality. Get in touch to see how we can help you and your business, today!

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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