Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Oakland Small Business Loans

As a business owner in Oakland, California, you have to look at the various opportunities that are available. You may be able to grow your business considerably with more capital. At Delancey Street, we cater to small business owners. Over the years, we have helped Oakland businesses with bad credit loans, merchant cash advances, and lines of credit. We can even provide a loan of up to $2 million to small businesses in Oakland.

A Fast Approval Process

We offer a fast approval process so that you can get the funding that you need. Bad credit is acceptable. You can use the funds how you want, allowing you to fund payroll, buy new equipment, take advantage of various marketing opportunities, and more.
Our approval process is faster than traditional banks. Plus, funding is usually taken care of within two business days.
Perhaps the most important aspect of getting bad credit small business loans with us is that we offer flexible repayment plans. This ensures that we can work with your business regardless of its cash flow structure.

Applying for Loans

Applying for a loan can be a tedious process. A traditional Oakland business loan may require you to submit financial statements, balance sheets, and much more. A bank may also require you to submit a full business plan, identifying exactly how you plan on spending the money.
Our application process is a lot easier. You don’t need to submit as much documentation. Plus, we can work with a bad credit score.

Understanding Your Credit Score

You will hear about your credit score becoming a determining factor when obtaining any kind of funding for your small business. There may be two credit scores that are used: your personal one and your business one. Particularly if your business is relatively new, lenders may use your personal score as a way of identifying your creditworthiness.
The best way to find out what kind of credit score you have is to request credit reports are from the different credit bureaus. You can see what your credit score is. You can also review the reports to find any errors. If you do notice an error, you can work with the bureau in order to get it sorted out. This way, they will accurately report your credit score.
It can take time to improve your credit score. You can do this by paying off delinquent debts, paying on time every month, and closing accounts that you no longer use.
If you still can’t improve your credit, Oakland bad credit small business loans are available.

Reviewing Loan Terms

You never want to sign a legally binding contract with the lender until you have had a chance to review the terms. This includes reading through all of the fine print. You should identify what your APR is as well as what the different fees are going to be. If you are late on a payment, find out what the fee will be and whether it will impact your APR or not.
Different lenders have different loan terms. This means that even if you have gotten a small business loan in the past, the terms could still be different.
It is always a good idea to identify what the true cost of your loan is going to be. Calculate how much interest you are going to pay over the length of the loan. This will make it easier to determine whether getting a loan is right for you at this point in time.

Applying Today

Getting a loan may be the best way to get the necessary capital for your small business in Oakland. Once you decide how much you need and what you can afford to pay, we can help you explore the various loan options available to you.
Apply today and let us help!

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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