Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Business Loans on Credit Card Sales

Delancey Street makes getting a business loan on credit card sales fast and easy.  We can help you get a business loan based on your existing, and future, credit card sales.
Our goal is to help businesses, who get sales via debit or credit cards, get a business loan. Many businesses have a strong history of credit card, and debit card, sales. Many small businesses have dips of revenue and minimal cash reserves, which makes it difficult to make monthly fixed payments on business loans. Paying your bills on time can be difficult, especially if you have fluctuations in business revenue. If you are unable to make payments on time, you will get bad business credit – this is simply a fact. As long as you have consistent credit card sales, you can get funding with a business loan against credit card sales.
This is a type of working capital loan provided by Delancey Street which is easy to pay back. Regardless of the challenges you have, a business loan against future credit card sales can help. When you get a business loan on credit card sales, you’re growing your business with a tailor made merchant cash advance financing solution. Delancey Street is proud to help businesses nationwide, including retail stores, restaurants, and more. Many of our customers come back to us, for all of their future financing needs.

What is a credit card processing loan

Business loans against future credit card sales are known as merchant cash advances, or “credit card processing loans.” You get a lump sum amount of money that is based on revenue you are going to generate in debit, and credit card, transactions. You repay the credit card processing loan by making payments which are automatically deducted from your debit and credit card sales automatically at set periods/intervals. The repayment is done as a “%” of your sales, and this percent is agreed upon when you initial accept the terms of the credit card processing loan. The beauty of credit card processing loans is that because repayment is based on a % of the overall loan, if you have a slow month – then you pay less. You aren’t committed to a strict, large, payment. You are only obligated to repay the % of overall sales you agree to.
Instead of interest, fees for credit card processing loans are known as “factor rates,” and “retrieval rates,” which are fixed percentages. The factor rate is known as interest. In contrast, the retrieval rate is how much is deducted from your daily sales for payments. You can make payments at any frequency you wish. Most businesses who ask for a credit card processing loan make their payments on a daily basis.
What do you need a credit card processing loan for?
Credit card processing loans can be used for anything. You can use them to pay for emergencies, pay for business expenses during a slow period of time, consolidate your business debt, or invest in long term business initiatives. Many businesses often use a credit card processing loan to seize an immediate business opportunity. Sometimes, opportunities arise – and you just don’t have the funds on hand to seize them. When this happens, you can use a credit card processing loan to get money for it. Business loans against credit card sales allow you to pay for huge expenses without having to worry about paying your bill at the end of the month. With a business loan against your future credit card sales, you can make quick and decisive business decisions without worrying about how much cash you have on hand.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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