DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Overland Park Small Business Loans

Business owners who are looking for business capital may have to contend with the fact that they don’t have great credit. While this could make it harder to get a loan, it doesn’t make it impossible. However, it will be necessary to do some due diligence prior to asking a bank or other financial institution to provide funding.
Is a Loan Right for Your Company?
The first question to ask is whether a loan is right for your company. In some cases, you can get the funding that you need from other sources at a better price or with other favorable terms. In determining the answer to this question, decide what the money will be used for and how it will meet the short and long-term needs of the organization. If you still decide that a loan is worth pursuing, you can then look into the specific product that works best for your business.
Review Your Credit Situation
It is a good idea to review both your personal and corporate credit scores. Doing so can help you spot any errors that may be bringing it down. It can also provide some insight into why your score is lower than you want it to be. If there isn’t enough time to bring it up before requesting a loan, you can put your score into context for the lender. This may be enough to have your application approved despite your shortcomings.
Create a Tailored Pitch
A lender is going to want to know exactly what the money is going to be used for. For instance, you may choose to ask for cash to pay employees or to buy a new piece of equipment. During your pitch, you should demonstrate why the new employees or equipment will help the company make more money. By showing how the loan helps the company, the lender may feel better about its chances of getting paid back in a timely manner.
Get Documentation Together
The bank or other lending institution is going to want to see specific information about both yourself and the company. It will want to see a financial statement detailing your profit or loss over the prior year. This statement should also list your company’s current liabilities, assets and revenue. Ideally, this information will be reviewed and compiled by a professional accountant or accounting firm. By creating a professional look to your application, a lender will take your request more seriously.
Take Time to Consider the Loan Terms
Typically, lenders will give you several days or weeks to mull their loan offer. It is imperative that you take as much time as necessary to make sure that it meets your needs and the needs of the company. In some cases, you may want to have your legal and financial team look it over before agreeing to take the money.
If you do decide to borrow the money, you are obligated to abide by the lender’s terms until the proceeds have been repaid. However, if your company is struggling to repay it as agreed, the lender may offer flexible repayment terms to help keep you current. Make sure that you know whether the loan is secured or unsecured. This is because the company could lose its collateral if the business defaults on its obligation to repay a secured loan.
Obtaining capital for your business can be a complicated endeavor even for mature companies with good credit scores. If your a small business owner with less than stellar credit, you will need to work hard to gain a lender’s trust. Therefore, it is important that you understand the process of getting a loan and how to improve your odds of having it approved.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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