Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Small Business Loans Rochester

Running a business requires capital. A shortage of capital is a huge challenge for those who are running a business. It’s very difficult to grow as a company without adequate cash flow and capital at all time.
However, there is some form of financing out there for your company, and we’re here to help you find it. Whether it’s a line of credit, loan, or a cash advance, we can assist you in getting the money you need to make your business ventures a success
Primary features of the loans we provide
Explore the advantages of doing business with us:
You’ll get approved quickly.
You’ll get the funds you need quickly.
You’ll take advantage of flexibility when it comes to matters such as paying back your loan.
You don’t have to use loan funds on specific expenses.
Things to know before applying
It’s important to prepare properly for a business loan so that you can be sure you borrow the right amount and use the funds properly. For this reason, we stress the importance of the process of simply preparing to apply.
In order to adequately prepare to apply for a business loan, there are a few important things you need to do. First, you need to figure out how much money you need to borrow. Then, you need to consider all the different options out there for you in terms of not only the lender you borrow from, but also the exact loan product you use.
It’s time to do your homework and get serious about this loan. Budget how much your company can afford for repayment and also put some thought into the status of your credit and your company’s credit.
Considerations regarding credit
You no doubt are already aware of the fact that credit is a huge consideration when it comes to any type of borrowing. Having a lower credit score will make you appear more risky to lenders. However, this doesn’t necessary mean that there is no loan out there for your company whatsoever. It just means that you may have to try a little harder or pay a little bit more in interest.
Those who seek a business loan don’t only rely on their business’s credit score when applying. They can also use positive characteristics of their own personal credit report to help them pursue affordable and effective financing.
In any case, it’s a good idea to put some effort into cleaning up your personal and business credit before you start looking for a loan. Make sure you keep up on payments and pay off any outstanding debts if you are able.
Formulating your request for a business loan
A lot of lenders will look more favorably on you when you apply for business financing if you take the time to draw out a clear plan. This means determining exactly what your company needs the money for. It also means figuring out how you’re going to improve your bottom line with the newfound capital you acquire.
Organizing finances
The more clear and detailed you are with financial statements when you apply for a business loan, the better off you’re going to be. When you apply for a loan, you should offer a real presentation that showcases your company’s strong points.
Some of the most important documents you’ll need to apply for a business loan include your company’s income statement, balance sheet, and any figures reflecting cash flow at your company.
Devising the right terms for your situation
Before you sign on to any loan agreement, you need to carefully analyze the terms that are offered. There is always a lot of fine print on any loan agreement, and you need to read through it carefully to analyze just how much the loan is going to be costing.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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