DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Savannah Small Business Loans

When it comes to getting your business off the ground, small business owners face many problems from the start. One of the biggest problems that they regularly face is lack of capital that they need in order to grow their business. Fortunately, we have the solutions available that will help any business grow. We offer small business loans, lines of credit, and merchant cash advances that will help you get your business off the ground. We offer up to $2,000,000 in loans to businesses here in Savannah and we are ready to help you when you need it the most.
Pre-Application Process
The first step to getting the business loan that you need is to go through the pre-application process. Business loans are crucial for a business to survive and get off the ground. This is why it is important to understand the pre-application process what it entails as this is the best way for you to get the loan that you need.
Credit is a Major Factor
Your credit score is an important factor of how much money you will be able to request when it comes to getting a business loan. It is also an important factor when it comes to the terms that are given to you when you receive your business loan. Your chances of receiving a business loan improve if you have a good credit score. Take this into consideration before you apply.
Improving Your Credit Score
As mentioned previously, your credit score dictates how much you can request from a business loan. If your credit score is lacking, there are always resources available to help you improve it. Opening small lines of credit and paying your debt down in a timely manner will always improve your overall credit score. While it may not improve overnight, you will be making small steps towards getting the credit score that you want.
Specifiy Your Request
You will need to be specific when it comes to requesting funds from a bank. Simply telling the bank that you need capital is not enough to convince them that they should give you what you are requesting. You will need to create a compelling story that tells the bank why you need these funds. Explaining that you are creating a business and that you need this money to get things off the ground is a great way to convince them to give you the loan. The more documentation that you can provide, such as revenue projections, the better your chances are of receiving the loan that you need.
Financial Statements
If your business already exists and you need more money to keep it afloat during rough times, you will need to provide financial statements to the bank. The financial story that you show the bank will influence their decision on whether or not they decide to give you the loan you have requested or not. If your company shows mismanagement of funds, your chances of getting a loan will be significantly decreased. However, if you show that natural costs are rising and that you are simply caught in a bad financial situation that is out of your power, the banks may sway their decision in your favor.
Understanding Terms and Conditions
Finally, one of the most important parts of receiving a business loan from the bank is ensuring that you fully understand the terms and conditions of your loan. This means reading through your terms carefully and making note of when payments are due and how much you will be paying back in the long run. This is important to ensure that you do not get caught off guard when interest kicks in or whenever there is an ambiguous term that you were not certain of. Read carefully before signing on the dotted line to ensure that you faithfully commit to the contract that binds you financially to the bank.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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