DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Virginia Beach Small Business Loans

Typically, small business owners need capital to grow their businesses. However, securing such funds can be challenging for them. Delancey Street offers a diversity of loans for all types of businesses. Loans such as merchant cash advances, small business loans and small business lines of credit, just to name a few, are available at Delancey Street. Any type of business in Virginia Beach is eligible for a loan up to two million dollars. The uniqueness about Delancey Street is that we will make every effort to understand the complexity of your small business loan needs. And, we will match that understanding to the most appropriate type of loan for your business.
Benefits of a Small Business Loan
When applying for a Virginia Beach bad credit small business loan, flexibility and delivery of funding should be taken into consideration. There is no stipulation on the manner in which the funds must be used. The funds may be used for expenses, payroll or paying-off other business loans.
Business owners typically need quick access to funding. For this reason, Delancey Street offers the following benefits for bad credit small business loans:
• A quick approval process
• Funding is provided within two business days
• Acceptance of bad credit
• Flexibility regarding payment plans
Small Business Loan Application Process
The application process for obtaining a Virginia Beach bad credit small business loan can be a tedious one. However, preparation is the key to mastering this process. First, it should be established if a loan is truly warranted. It should be determined if a loan is the most viable option for your business at this particular point in time. More suitable funding options may be available. At this particular stage in the application process, your business goals should already be known. Plus, you should have an understanding of how your business goals will be enhanced by a loan. Once your business needs are known, then you can move forward in the process.
Credit
Credit is essential to the application process. It plays a role in whether you receive a small business loan. And, it also determines the conditions of the loan. With it having such important functions, understanding your credit should become a priority of yours.
The first step to understanding your credit is to obtain a copy of your credit report. Once it is in your possession, a careful analysis should ensue. You are seeking any information that may be incorrect. Such incorrect information should be challenged. Your financial reputation is paramount to obtaining a Virginia Beach bad credit small business loan.
You should also be concerned about your business credit score. This score also factors into your ability to secure a small business loan. It should reflect how responsible you have been in paying your bills, as well as paying them on-time.
Credit Improvement
As previously mentioned, any erroneous information found on your personal and business credit reports should be challenged. Such lingering information could hinder your chances of securing a small business loan. If, on the other hand, the information on your credit reports is true, then any outstanding debts should be settled and paid prior to applying for a Virginia Beach bad credit small business loan.
The Specificity of the Request
Your request for a small business loan should be as detailed as possible. Be thorough in your explanation of the reason for the money and how the money will be spent. Also, demonstrate how the money will have a positive impact on your business. The detailed information provided should increase your potential of securing the loan.
Financial Statements
Your business financial statements also figure prominently into the application process. Such statements include cash flow statements, income statements and balance sheets. These statements should present a picture of your business financial history. This history is important because it demonstrates the creditworthiness and viability of your business. The accuracy of your financial statements will dictate the level of interpretation required for your loan.
Documents
Presentation is everything. With that being said, your application package should have a professional appearance. All required documents need to be present and correct. Such an arrangement will eliminate the need for follow-up calls regarding any missing documents.
Understanding the Conditions
Before accepting a loan offer, you should have a complete understanding of the conditions of the loan. As a binding contract, you must agree to all of the requirements of the loan. It is especially essential that you understand the terminology associated with the loan. Careful attention should be given to the costs of the loan, the annual percentage rate (APR) and the interest rate. By doing so, you should have an accurate picture of how much a Virginia Beach bad credit small business loan will truly cost.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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