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Long Beach Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...



Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Long Beach Small Business Loans

Getting a Small Business Bad Credit Loan in Long Beach

If you need funding for your small business in Long Beach but have poor credit, Delancey Street can help. Our professional loan representatives will be happy to go over all of your options and see what we can do to help. You’ll get fast funding and have a variety of options to choose from. Whether you need to upgrade equipment or just cover some unexpected expenses, we can help. This informative article will explain some of the ways you can facilitate a quick approval and get the small business loan you need.

Preparing an Action Plan

One of the most important parts of getting a small business bad credit loan is having a solid plan that works. Credit isn’t the only consideration to getting an approval. If you have a business plan in place, you may want to look it over and consider revising it. Updating your business plan or creating one shows the lender that you have a solid and demonstrated need to borrow funds. It also shows that you’ve done your homework and know exactly what needs to be done and how to accomplish it. Providing supporting documentation can help the loan officer envision what you’re trying to accomplish and facilitate a better understanding of your request. This can include models, diagrams, photographs, or even reports that show any expenses that help support your request. You’ll then be ready for the next step.

An Analysis of Your Business and Personal Credit

Since many small business owners combine their personal credit with business expenses, it may be taken into consideration. A Dun and Bradstreet report should also be obtained. Take a moment to review the credit and any potential issues or discrepancies you may have found. If you’re able to resolve the matters ahead of time, it’s a great start. If there are items that need to be disputed, you’ll need to get in touch with the credit bureaus. While credit isn’t the only consideration in approving a small business loan, it’s a factor that will most likely be considered. Be sure to keep thorough and accurate records of all communications with the credit bureaus. If the negative items are simply a result of nonpayment, you’ll want to provide a written explanation of what caused these events to occur and what’s been done to prevent it from happening in the future.

Preparing Business Reports for Inspection

Another factor in getting approved is the overall financial health of your business. While Delancey Street is willing to help with small business bad credit loans, it also needs to determine that it’s making a wise investment. You’ll benefit by having all of your profit and loss and cash flow reports up to date and ready for inspection. Business taxes are also another item that’s most likely to be requested. If you do your own accounting, you may want to seek an independent accountant to review the information and make sure it’s up to par. The lender also needs to be able to see that your business is well organized and operationally sound.

Approval and Post Funding

After you’ve been approved for your small business bad credit loan, you’ll need to sign loan documents. These documents give the exact terms and interest rate of the loan. You may be asked to provide additional or updated documentation prior to funding the loan. Reviewing the loan documents and asking any questions you may have should be done prior to signing the forms. Delancey Street will be happy to assist in answering any questions that you may have. After you receive the funds, simply be sure to abide by the loan terms. You’ll be well on your way to reestablishing your business credit and will be in a better position the next time you need a business loan. If you’re ready to take the next step in growing your business, get in touch with us today and we’ll get you approved as quickly as possible.

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