Los Angeles Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Los Angeles Fix and Flip Loans

Best Los Angeles Fix and Flip Lender

Delancey Street is a trusted, and well known, Los Angeles residential hard money lender. We provide hard money loans to entrepreneurs looking to buy a residential home, and then make improvements to eventually flip it. We understand doing fix and flip requires money. As a premier fix and flip lender in Los Angeles, we are specialists in providing asset based residential fix and flip hard money loans. We offer loans to borrowers in Southern California, and also for a variety of ventures, ranging from rehabbing, to remodeling, including condo purchases. We can help you get the financing you need for your next Los Angeles fix and flip job.
We have provided over $50 million in both commercial and residential loans. We help entrepreneurs with poor credit, no credit, bankruptcy, or foreclosure, get funding for their next fix and flip loan. If you are in Los Angeles and need money immediately, we can provide you with the financing you need to make your goal a reality. We provide Los Angeles fix and flip hard money loans with super easy terms, and low interest rates starting at 8%
Real estate investments can be some of the most lucrative of all investments. If you invest in the right property, and have a good lender behind you, you can truly get things done in this industry. Fix and flip loans make it possible for anyone, even those with bad credit, to benefit from real estate investments. A traditional fix and flip loan is a hard money loan that helps someone, regardless of credit history or income, buy a bargain house, fix it up, and sell it back for a profit. Unlike traditional real estate purchases where someone buys a house so that they can live in it, a fix and flip buy is done solely for the purpose of making a profit when you put the house back out on the market.
Short-term mortgages cost money, as does the repair and home improvement projects of a fix and flip venture. These two things are what a hard money lender like Delancey Street will help you with. The application process is incredibly simple and introduces us to the basics of your project and your personal or business information. No matter what your plan is, there’s a great chance that we can help you get a fix and flip loan that will feature competitive interest rates and great customer service/guidance along the way. That’s because we know a LOT about these loans.

No Credit Check Fix and Flip Loans

There aren’t many loans in the world that you can get even if you have bad credit and limited income. Most lenders want to know that you already have the money to repay them, regardless of how your enterprise goes along the way. With hard money loans, things are different. You’re not going to be approved because your credit rating is great or because you have a huge income. In fact, you may have very little income but still need a large sum of money to purchase the house you have your eye on for a fix and flip. With hard money lenders, we use your property – in this case your house – to approve you for the loan. That makes us a part of the venture and it means that we will be able to add in our guidance to you along the way. And that’s not a burden to you. We love partnering with people who have great fix and flip ideas and who trust us to be with them every step of the way. It’s why we’ve been successful in our own business. Our keen eye for winning ideas is what keeps us enthusiastic about all of our business ventures, and while things can always get muddled along the way, a fix and flip can be done the RIGHT way, and it will rarely fail if the proper planning has been done. We truly believe in this model of real estate investment.
Since you don’t have to have a great credit rating or minimum income, it’s easy to get you set up and approved for this loan IF you have the initial business plan and planning for your fix and flip venture. It’s our job to ensure that your plan is solid, and we will certainly talk with you at length about just why your fix and flip is going to work. We strongly believe in the power of people to achieve their dreams, and we’d love to help you achieve yours.

Why You Should Call Today

As we always mention, Delancey Street is a firm that believes in the go-getters. We love people who love to “do” in the world, and anyone who is thinking of fixing and flipping a house certainly has a full agenda ahead of them. This can be an extremely hard venture to research, as houses on the market today tend to be value priced quite often. This is the opposite of the old days when many houses were priced at higher values. Now you can get a bargain every other day. That doesn’t mean that some bargains aren’t still well-suited to the fix and flip model of investing, and we’re here to make sure that YOUR specific fix and flip enterprise is going to land you a tidy profit.
Call on the folks at Delancey Street today to get started on your fix and flip loan application. We’ll take the time to answer all of your questions, listen to your concerns and comments, and let you know just why we’re the right lending agency for your specific fix and flip job. If you like what you hear, and everything is all set in the application, we’ll start a long and fruitful partnership that will work out well for both lender and borrower.

What Factors Go Into Determining a Home’s After Repair Value?

When an individual buys a home with the intent to flip it, it is important to know how much it will be worth after repairs are made. This is known as the after repair value (ARV), and it can determine how profitable a project may be. It may also determine how much a hard money lender may be willing to give someone attempting to flip a property.
Location Is the Most Important Factor
Much of a home’s value is based on where it is located. Homes that are located in trendy neighborhoods, in affluent suburbs or by schools are generally worth more than those outside of these areas. If a property is located close to an entertainment spot or relatively close to a major highway, it may also be worth more on the open market. However, it is important to note that a property may be worth less if it is located too close to the highway as there may be a constant noise.
The Size of the Home May Influence Its ARV
In many cases, homes are priced per square foot. Therefore, a house that is 3,000 square feet is generally worth more than 2,000 square feet. Assuming a property will be appraised at $100 a square foot, a 3,000 square foot house would be worth $300,000 while the 2,000 square foot house would be worth $200,000. Before deciding to build the larger home, make sure that there is demand for that extra space as well as demand for homes at the resulting price point.
What Types of Features Will the Home Have?
The value of a home after it has been repaired depends on the types of features it will have. Properties that have decks, pools and hot tubs may be worth more than homes that don’t have such amenities. Finishing a basement or adding central air may also increase the value of a house assuming that surrounding properties don’t have these features.
However, it is important to note that those who live in colder climates may not necessarily care if they have central air or a pool. Those looking to rehab a home should research the potential return on investment of these features before adding them. This may be done through an online search or by talking to a local real estate agent.
How Strong Is the Housing Market?
When there is a strong demand for housing, the potential value of a given home may be higher. This is partially because there may be fewer available homes on the market. It may also be because investors may be willing to pay more for the opportunity to rent that property at a premium rate.
It should also be noted that houses that are repaired during times of strong demand generally don’t stay on the market long. If a property is not sold within 30 days, potential buyers may start to wonder if there is something wrong with it. This may result in the need to reduce the price or make other concessions to sell it.
Look at Recent Home Sales
In any housing transaction, sales from the previous six to 12 months can be a barometer for how much your home will be worth. Therefore, you may want to look at recent home sales involving properties that are roughly the same size as your home and will have similar features. It is also important to only compare sales of homes in either the same neighborhood or the same area of town where your property is located.
Use Your Best Judgment
In some cases, determining an ARV takes some subjective reasoning. For instance, you may think that a neighborhood is about to become the next trendy place for young people to live. However, a hard money lender may not agree with your assessment. In such a scenario, it may be a good idea to get an appraiser who does agree with your assessment to write a report solidifying your position.
It can be challenging to project the value of a home after repairs before any work has been done on the property. However, taking factors such as location, features and square footage into account can give you a good idea of what the property will eventually be worth.

Hard Money Loans

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