DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Massachusetts Fix and Flip Loans

How to Find Fix and Flip Loans in Massachusetts

To many people, it seems as if there’s no way to get into house flipping without spending their own money. While it’s true that real estate investing is easier to do with funding in place, flipping houses with no money is possible—and it’s easier than you think. There are a few places to look when you’re investing without a down payment, and this beginner’s list will get you headed in the right direction.

Partnerships

One of the easiest ways to invest without your own funding is to find a partner, such as a business associate, close friend, relative, or another real estate investor. If you’re having trouble finding someone, think of those you see regularly, like:

  • Neighbors who own successful businesses
  • Your doctor or dentist
  • Your lawyer
  • Stock investors

The simplest partnership arrangement is to ask for deal funding and for you to do everything else to make things happen. Then, the profits are split evenly.

A Hard Money Lender

Another viable funding source is a hard money lender. These individuals typically lend money at high interest rates, with points added. This funding source is particularly useful if the home you’re flipping won’t take long to finish. Like other types of loans, the shorter the term, the less interest you’ll pay. Although a hard money lender is a good place to start your house flipping adventure, there are better funding sources with more favorable rates.

Private Lenders

Private money lenders are a preferred funding source for no-money deals, as these people are simply looking for an investment. A private money lender may have savings, a retirement account, mutual funds, or substantial home equity, which can be used to invest in real estate. Because it’s easier to negotiate a good interest rate, it’s better to work with a private lender than a hard money lender.

Finding Investors to Finance Your Flips

House flipping is a very hands-on job, and you won’t make any money sitting on the couch. You’ll have to get out there and get things done! Begin by ordering some business cards and doing some networking. Surround yourself with like-minded individuals who are doing the same things, and get into the local real estate market. If you often find yourself talking to real estate agents and investors, you’re in the right place.

The individuals you run into at these networking events are a great source of funding for house flips, and they may make good partners as well. As long as you keep an open mind and you’re willing to be taught, you will absorb a great deal of important information. Below, you’ll find a few tips to get started with networking:

  • Consult the nearest REIA (Real Estate Investors Association). Odds are, you’ll find a meeting in your town.
  • Find a real estate investors’ meeting on Meetup.com.
  • Pay a visit to the local Chamber of Commerce or Business Networking International group.
  • Participate in community organizations such as Little League Baseball.
  • Volunteer with local charities.
  • Start your own real estate investors’ group.

If you really want to flip houses but don’t have the funding, you can’t wait for investors to come to you; you’ll have to do the legwork to find them. Get out there and make things happen!

In Closing

Flipping houses is a great way to get into the real estate market without risking your own money, but to be successful you’ll need to find a source of funding or a successful partner. By following these tips, you’re more likely to find the help and funding you need.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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