Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours


Advantages of a Merchant Cash Advance

There several features associated with cash advance that seem to attract more and more business owners. They include the following:

Funds are Processed Rapidly

When your business is in urgent need of cash injection, the cash advance provides a fast option of approval for the funding. The lump sum amount is processed as fast as within 24hours, enabling you to fund impending business obligations.

They do not discriminate on Credit Score

Even though the lender uses credit card sales to assess the span of your business, they are a bit more relaxed on the credit rating or other core factors that most business loan providers may consider before approving the loan. In fact, a merchant can advance the cash even if you are carrying another debt. It’s important to note that they do not add to your credit score rating.

Collateral is not a Requirement

Most loans from financial vendor’s source for security against borrowed funds in the form of insurance in case you default on the loan. Merchant cash advance is unsecured and does not require any collateral to be put on the line.

Substantial Borrowing Limit

Depending on the merchant, you can be able to access higher borrowing limits according to your understanding between the business owners. Thus, it becomes apparent that the amount is relevant to change, and the payments are flexible, enabling business owners to operate conveniently.

In light of these benefits, the cash advance becomes a viable option for most business owners. Nonetheless, there is also a downturn to the cash advance.

Con of the Merchant Cash Advance

The benefits are numerous and certainly outweigh the drawbacks. Although, the main downturn of merchant cash advice is that if you are not careful and become susceptible to higher holdback payments, the gains will be less than the projected outcomes of the business. Hence, it’s essential to have calculated the expected income generation before engaging the cash advance.


The cash advance is a reliable capital provider for business owners that deal in fast moving goods and retail since it offers cash fast and enables the venture to remain afloat. However, there are other forms of funding that you can consider especially if you have an excellent credit rating. Nevertheless, the above option is an excellent choice with the right management and understanding of the principles behind the proper administration of the borrowed funds.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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