Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Atlanta Merchant Cash Advance

When your small business is still new or struggling to qualify for a regular loan because of poor credit, you may think there are no options available to you. However, there is one, in particular, that you might want to try. A merchant cash advance can be exactly what you need to get the finances you need to advance your small business or start a new venture you have had in mind.
At Delancey Street, we offer small businesses merchant cash advances when they are in need of fast money. However, before you apply, you should know what they are and how they work to ensure that it is the best option for your business.
How Merchant Cash Advances Work
In the past, a merchant cash advance is used for small businesses that rely on credit and debit sales for their revenue. Namely, retail stores and restaurants were prime candidates for merchant cash advances. However, today, things have changed and other businesses that don’t necessarily rely primarily on credit and debit card sales also take advantage of merchant cash advances. While the option is not technically a loan, they provide you with money upfront in exchange for a percentage of your business’ future sales.
Repayment of a Merchant Cash Advance
There are two ways in which a repayment on a merchant cash advance can work. One, you can have fixed daily or weekly debits made from your bank account, which are known as Automated Clearing House or ACH withdrawals. The other is increasingly becoming more common and involves making daily or weekly payments in addition to fees.
Delancey Street can provide your small business with a merchant cash advance that includes a holdback/retrieval rate of 5 to 20 percent. The rate depends on the amount of money you get, the terms of repayment and your credit card sales. You can choose to pay back the merchant cash advance in as little as 90 days or up to a maximum of 18 months. The repayment also begins immediately after you gain access to the funds. The specific amount you receive from Delancey Street depends on your average credit card sales.
What Businesses are Eligible for Merchant Cash Advances?
Merchant cash advances are usually described as options for small businesses that are not eligible to secure a traditional loan. When a merchant cash advance is extended to your business, the lender is generally more concerned with the current state of your cash flow, not your future profits. If your company has a good, steady, strong cash flow, then you would be a good candidate for a merchant cash advance even if your credit score isn’t the best and your business has been in operation for a short time.
Overall, if your small business is at least three months old, you have a credit score higher than 500 and have a steady cash flow, you would be considered a good candidate for a merchant cash advance from Delancey Street.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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