DELANCEY STREET

Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Atlanta Merchant Cash Advance

When your small business is still new or struggling to qualify for a regular loan because of poor credit, you may think there are no options available to you. However, there is one, in particular, that you might want to try. A merchant cash advance can be exactly what you need to get the finances you need to advance your small business or start a new venture you have had in mind.

At Delancey Street, we offer small businesses merchant cash advances when they are in need of fast money. However, before you apply, you should know what they are and how they work to ensure that it is the best option for your business.

How Merchant Cash Advances Work
In the past, a merchant cash advance is used for small businesses that rely on credit and debit sales for their revenue. Namely, retail stores and restaurants were prime candidates for merchant cash advances. However, today, things have changed and other businesses that don’t necessarily rely primarily on credit and debit card sales also take advantage of merchant cash advances. While the option is not technically a loan, they provide you with money upfront in exchange for a percentage of your business’ future sales.

Repayment of a Merchant Cash Advance
There are two ways in which a repayment on a merchant cash advance can work. One, you can have fixed daily or weekly debits made from your bank account, which are known as Automated Clearing House or ACH withdrawals. The other is increasingly becoming more common and involves making daily or weekly payments in addition to fees.

Delancey Street can provide your small business with a merchant cash advance that includes a holdback/retrieval rate of 5 to 20 percent. The rate depends on the amount of money you get, the terms of repayment and your credit card sales. You can choose to pay back the merchant cash advance in as little as 90 days or up to a maximum of 18 months. The repayment also begins immediately after you gain access to the funds. The specific amount you receive from Delancey Street depends on your average credit card sales.

What Businesses are Eligible for Merchant Cash Advances?
Merchant cash advances are usually described as options for small businesses that are not eligible to secure a traditional loan. When a merchant cash advance is extended to your business, the lender is generally more concerned with the current state of your cash flow, not your future profits. If your company has a good, steady, strong cash flow, then you would be a good candidate for a merchant cash advance even if your credit score isn’t the best and your business has been in operation for a short time.

Overall, if your small business is at least three months old, you have a credit score higher than 500 and have a steady cash flow, you would be considered a good candidate for a merchant cash advance from Delancey Street.

Delancey Street is a premier, and top rated  merchant cash advance provider. We understand your business is going through a cash flow crunch — we’re here to help without the high rates of interest and fees that many are charging. Sometimes, having a little bit extra capital may produce a bad month — easier. That’s where merchant cash advance comes into play.

What is a merchant cash advance?
This is a scenario in which you get a lump sum of cash in exchange for a percent of future credit/debt card sales. These cash advances provide capital to companies that may not qualify for traditional financing, or may be unable to get traditional financing quick enough. This is a excellent resource to keep your organization afloat while you look for other options. We believe every company deserves the opportunity to get the funding required to stay afloat without needing to jump through hoops. We believe it is our duty to assist you, your loved ones, and the men and women who work for you and keep your company alive. We will never push you, or offer you, a merchant cash advance that isn’t smart.
We would like you to consider us as your business partner with your best interest in mind. With a merchant cash advance, we can help you boost your business cash flow without putting your company assets at risk. Lots of individuals think that they won’t qualify and as a result — do not look for a cash advance. This is incorrect!

Merchant cash advances great for business owners who accept credit card payments, or other lien flows, and need a cash advance in order to fund their operations. The merchant cash advance is not a loan — it is essentially a merchant cash advance business advancing you money based upon future revenue your business will generate. Small businesses can apply for a merchant cash advance quickly, and get the funds deposited into their accounts quickly.

We work with merchants of all industries and verticals. You can get a merchant cash advance in a week, without ridiculous paperwork. What we look at is your daily credit card receipts to make sure you can actually repay the cash advance.
Moreover, you won’t lose your house, or other private property with a merchant cash advance. You don’t need to worry about sacrificing your private or business assets if your sales go down and fail to repay the loan. If you go out of business, you do not need to worry about lawsuits later on trying to get repayment. Merchant cash advances are non-recourse, which means there is no penalty. Based on how risky your company is — in some rare cases a merchant cash provider might ask you for a personal guarantee. This is an agreement which makes you responsible for repaying the cash advance. Some merchant cash advance companies may request this in the event you are deemed”high risk.” If you sign this agreement, the merchant money provider may attempt to recoup losses incurred. Often, many merchant money providers base their repayment program on a fixed % of your sales.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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