Daycare Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Daycare Merchant Cash Advance

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


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Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

Daycare Merchant Cash Advance

If you need some capital for your business and you need it fast, then a merchant cash advance might be the way for you to go. If you’re like most of us, then you don’t have all the cash upfront that it takes to fund your business. That’s where a merchant cash advance comes in. However, to get the most out of a merchant cash advance, it’s important to understand more bout what it is and how it works.

What a Merchant Cash Advance Is

A merchant cash advance is not a loan. Rather, it is a cash advance that’s given to you against your future income. The cash advance is paid back automatically from a percentage of your sales. The percent that you end up paying is known as the holdback rate. It’s also sometimes called the retrieval rate. The amount of this rate can vary depending upon numerous factors, such as the size of your merchant cash advance, your credit card sales and your agreed-upon repayment period. Typically, the rate can range anywhere form 5% to 20%, and the repayment begins immediately after the funds are given.

Primary Benefits

Of course, there are a few major benefits that make considering merchant cash advances a viable option. First of all, not only do they help you raise the money that you need for your business right away, but they also have a relatively easy application and approval process. You can usually fill out an application online, and even if you have bad credit, you can usually get approved. While most business loan companies will demand that you have a good credit score before they’ll issue you funds, merchant cash advance companies aren’t concerned with your credit score. Rather, they are more interested in your credit sales and how long you’ve been in business. If you have steady credit card sales profits coming in every day, then you will almost certainly get some funds from merchant cash advance companies since they can be relatively certain that they will get their money back.

Merchant cash advance companies also don’t take long at all to make their decision. You’ll usually know if you can get the funds you need within a few hours, and once the decision is made, it takes just a few minutes to transfer the funds to you where they’re available to you. You also won’t have to worry about putting up anything for collateral.

The Pros and Cons

Before deciding whether or not a merchant cash advance is the way for you to go, it might benefit you to weigh the pros and cons of one and take all of them into consideration as they apply to your specific situation. The pros of a merchant cash advance is that you’ll have fast access to the money that you need right away, the approval process is relatively easy, you can even have bad credit and still get approved and it’s great for a wide array of businesses. On the other hand, the cons of merchant cash advances are that they have higher fees than business loans, you’ll have to experience a daily reduction in your cash flow due to having to repay your merchant cash advance and you won’t be able to merchant any service providers until your cash advance is repaid.

Determining whether or not a merchant cash advance is right for you depends upon your specific circumstances. If you need the cash advance to pay some bills or do something else that’s time sensitive and requires you to have cash right away, then it might be the fastest and most viable option. As long as you have some credit card sales coming in, then you’ll be able to repay the advance, but be prepared to bay at least 5% if not more on top of the amount of the advance that you opt to get an advance on.