DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Delaware Merchant Cash Advance

A Delaware Merchant Cash Advance might be exactly what you need to help your business grow. One of the most frustrating things about owning a small business is the fact that it takes money to make money. It’s next to impossible to grow your business if you don’t have the capital it takes to purchase office equipment, supplies, and even pay those who work for you. Overhead when owning a business is expensive, and you may find out the hard way how difficult it is to qualify for a small business loan.
Traditional business loan lenders provide small business owners with loans that help them grow, but the requirements are strict. Not only do you need to have a great credit score for your business, but you also need to have a great personal credit score. Your business cannot be too young, and you must be able to spend weeks going through the lending process. With a Delaware merchant cash advance, you can submit an application for money that’s in your bank account in as little as a few days.
What’s A Merchant Cash Advance?
A merchant cash advance is a simple way of securing funding to help you grow your business. The way it works is quite simple, but you should understand what goes into it. A merchant cash advance does not work like a traditional loan. You do not have years to pay back the loan, and you do not figure your repayments based on an interest rate. Your repayment is not broken down into a small monthly payment, either. It’s based on your daily credit card sales.
Merchant cash advance lenders require you repay your loan balance with a portion of your credit and debit card sales every day. This means that every day you process your card sales, the agreed-upon amount is then deducted by the merchant advance lender from your bank account. This makes repayment significantly faster, but it’s also more expensive. Rather than spending years making repayments, you’ll spend approximately nine months making your repayments. The exact timeframe depends on your credit and debit card sales.
Rather than looking for an interest rate that’s affordable, you’re given a factor rate. A factor rate is different from an interest rate, and it typically falls anywhere from 1.14 to 1.48. It’s expensive. It’s equivalent to 15 percent if you compare it to an interest rate. Depending on the kind of information you provide to the lender, you might be required to pay a higher factor rate that’s equivalent to a triple-digit interest rate.
Why Apply For A Merchant Cash Advance?
There’s one specific reason to apply for a merchant cash advance for your business lending. That reason is your lack of ability to qualify for a traditional business loan. Lending requirements are strict, which means you may not qualify if you have a new business, a low credit score, or even a lack of collateral.
In other instances, it’s easy to become frustrated when something happens unexpectedly at your business and you need funding to handle the situation. You may not have weeks to wait on a traditional loan to help you pay for repairs, new equipment, or another emergency situation. If you cannot prove that you’ve had your business up and running for a year or more, your credit is low, or you don’t have a business credit score, you can apply for a merchant cash advance to help you with your funding needs.
If you’re looking to grow your business or handling emergency situations, a merchant cash advance might be the only thing that helps you get through this situation. You can have your cash in hand in as little as a day or two, which means you can get your business up and running and growing in no time. It’s important you find the right lender, and it’s important you understand the repayment terms when you sign up for a loan like this. It’s not for everyone, but it is helpful when you need fast cash and have no other options available to you.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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