E-Commerce Merchant Cash Advance Company

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with E-Commerce Merchant Cash Advance Company

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

E-Commerce Retailer Merchant Cash Advance Company

If your business has a merchant account, it may be possible to apply for a merchant cash advance. An advance is different from a loan because it is a credit against future credit card transactions. Therefore, there are less stringent requirements as it relates to getting the funding that your company needs.

What Are the Credit Requirements for a Merchant Cash Advance?

There are no credit requirements to get a merchant cash advance. This means that you can get the money that you need even if you have a low credit score or if your business has a thin credit history. In many cases, new companies can’t get a business loan because they haven’t been in existence long enough.

What If My Business Sells Controversial Products?

It is possible that your company can’t get traditional funding because of the industry that it’s in. Fortunately, merchant cash advance providers generally don’t worry about what goods or services that you provide to customers. As long as what you are selling or providing to customers is legal, you can generally get a merchant cash advance. This can be ideal for a gun makers, casino owners or others who may be shunned by traditional lenders because of what they provide to customers.

Are There Limits to How Much I Can Borrow?

Yes, there are limits to how much money you can get from a cash advance. Generally speaking you will get anywhere from 50 to 250 percent of your average credit card receipts over the last two to six months. Furthermore, the most you can get from an advance is around $250,000. However, this can still be enough to hire new employees, buy a building or take other steps to grow your business.

When Do I Start Repaying the Loan?

You will start repaying your merchant cash advance the same day that you get the funds deposited into your business bank account. Each day, the advance provider will hold back anywhere from 5 to 25 percent of credit card revenues generated that day.  Furthermore, you’ll be charged a factor rate that ranges from 1.1 to 1.5, and this translates to an interest rate of anywhere from 10 to 50 percent. Loan terms can be as short as three months or as long as two years.

Do I Need to Put Up Collateral?

Since your company obtains the advance based on anticipated future credit card receipts, there is no need to put up additional collateral to secure the funding. Therefore, you don’t have to worry about losing personal or business assets in the event that it isn’t repaid in full or in a timely manner.

Are There Reasons to Avoid a Merchant Cash Advance?

While there are many good reasons to take a merchant cash advance, there are some negatives to them as well. For instance, they often come with higher annual percentage rates than credit cards. This means that the money may be more expensive to borrow compared to other loan types. If your business doesn’t generate a lot of credit card revenue, the amount of money that you can gain access to from a merchant cash advance may be limited. Prior to accepting an advance or loan, it is a good idea to determine the company’s ability to repay it.

When your business needs money in a hurry, take a look at a merchant cash advance.  The loan process is easy and only takes a few minutes to complete. In most cases, the funds will arrive in your business bank account within 24 to 48 hours of your application being approved.