DELANCEY STREET

Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Houston Merchant Cash Advance

Houston Merchant Cash Advances

Running a business is not always easy. Sometimes, you need cash quickly. If you need to cover a slow month, then a merchant cash advance might be the right choice for you. With this funding option, you get the cash you need within 24 to 48 hours. The entire process can be completed online, and the advance is paid back through your sales.

How a Merchant Cash Advance Works
A merchant cash advance is essentially an advance on your future sales. You will generally repay 5 to 20 percent of your credit card sales to the lender. When you apply for the advance, you show your track record of sales for the last few months. Once the lender has this information, they will give you 50 to 250 percent of your monthly credit card transactions.
Your application can get approved in just a few hours. Once the application is processed, you get the cash in just 24 to 48 hours. Afterward, the lender gives you 90 days to 24 months to repay the money.

The Advantages of a Merchant Cash Advance
When you need cash quickly, a merchant cash advance is a good option. Unlike a normal business loan, you do not have to go into your bank or put up collateral. The advance is based entirely on your credit card sales. This means that you do not have to worry about having bad credit. As long as your business has a strong history of sales, you can qualify for this type of advance.
The entire application process is simple and easy. You can get approved in just a few hours. Within two days, the advance arrives in your bank account. This funding option is also ideal if you want a flexible repayment plan and higher limits. In a traditional loan, you pay a fixed amount every month. With a merchant cash advance, you only pay a percentage of your sales. If you have a busy month, then the advance is paid back quickly. When you have a slow month, you do not have to worry about paying a fixed amount. Plus, these advances are available for $2,500 to $2 million.

Should I Get a Merchant Cash Advance?
The right funding option depends on your business. If you have a new company or low credit card sales, a merchant cash advance might not be the right option for you. If you have a strong history of credit card sales, then this funding option might work.

This option also works well if you need cash quickly and do not want to put up collateral. The advance is based entirely off of your sales history, so you do not have to put up your personal or business assets as collateral.
Before you get a merchant cash advance, make sure to look at the factor rate to see how much money you will actually be paying back. The holdback amount is the percentage of sales that you will pay back. This number is also important to consider because you need to make sure that your business can afford to pay back that percentage of sales. With a bit of research, you can figure out if this funding option is right for you.

You can also apply for the advance first and then see what the numbers look like. Since the entire application process and approval take just a few hours, it is a fast, easy way for companies to see what type of terms they qualify for. Before long, you can have the cash you want on the schedule you need.

Are you struggling to meet payroll this month? Did a sudden decline in revenues make it harder to cover your overhead? When it comes to running a business, finding the right funding options is not always easy. Even if you qualify for a bank loan and are willing to put up the collateral, it takes time and a lot of paperwork to actually get the loan. For businesses in need of quick cash, a merchant cash advance is an alternative option.

How a Merchant Cash Advance Works
A merchant cash advance is an advance on your future payments, so it is not a loan. It is given to businesses based on your history of credit card and debit card sales. Once you get the advance, you gradually pay back a set percentage of your sales. If your sales go up, you end up paying it back faster. When your sales decline, you do not have to struggle to make a fixed payment each month.

This type of financing tool helps you get the funding you need for whatever you need it for. It can be used to buy equipment or to cover payroll. Whether you want to take advantage of a new opportunity or gain liquidity, an advance can give you the cash you need.

The application process only takes a few minutes. You will find out if you were approved right away. Once you accept the terms, the funding can be in your account within 24 to 48 hours. The exact terms of the advance will depend on your credit card sales, the length of the repayment and how much you want to borrow.

In general, the advance can be paid back in as little as 90 days or as long as 18 months. As soon as you are given the advance, your repayments immediately start. The amount you repay is known as the retrieval rate or holdback. Normally, this rate is from 5 to 20 percent. You gradually pay back 5 to 20 percent of your credit card sales until the advance is covered.

The Advantages of Getting a Merchant Cash Advance
Businesses use advances for a variety of different purposes. Some companies enjoy this option because they do not need to risk collateral to get funding. Other businesses like advances because of the fast approval or easy access to cash.

Bad credit is not a problem: One major reason why this funding choice is so popular is because it does not rely on your credit. If you just opened up your company, you do not have a long enough credit history to get a bank loan. Whether you have no credit or bad credit, you can still get the money you need to put your dreams into action.
Large amounts of capital are available: When you go to a provider, you can access a large amount of capital.

Depending on your situation and the provider, you can normally get 50 to 250 percent of what you normally bring in each month through credit card transactions. If you are having problems with your cash flow, this option will help you safely navigate a slower month.

Get funding fast: When you need cash, you need it right away. You cannot afford to wait for days or weeks while a bank processes your loan application. With an advance, you find out if you are approved in hours. You can get the funds deposited in your company’s accounts in under 48 hours. As soon as you have the funds, you are able to start using them to fund your company’s needs.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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