DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

How it works

HOW MERCHANT CASH ADVANCE BUSINESS WORKS
TRADITIONAL BANK LOANS OR MERCHANT CASH ADVANCE?

Introduction
Due to rising demands in the business world, business owners often run out of funds. As a result, they have to find alternative means of funding their businesses. The case could be the same even for those whose businesses are steady but they want to expand them, yet they don’t have the funds to go about this process.Historically, business owners who are seeking to begin small businesses have always turned to banks to get cash for this purpose. As time moves and the business industry is becoming more technology-based with innovations finding their way in, alternative sources of income have been developed.Merchant Cash Advance is one such funding option that has developed over time. It gives quick and almost instant cash to clients. As a norm, nothing is entirely perfect. There are two sides to a coin. Likewise, Merchant Cash Advance has its advantages as well as disadvantages. So the question of concern should be as to whether advance cash is something that can be relied upon.Let’s pay traditional bank loans a revisit

As we have already highlighted, bank loans were a popular alternative to many business owners who needed capital. But then, why are other means developing to replace or work along with this type of funding? What are the problems associated with bank loans that are making people drift away to modern funding options?To begin with, bank loans require high levels of patience. This is because of the long and tedious process associated with the application and even approval of those loans. So much attention has to be given to the particulars of an individual. Perhaps this is meant to ensure that rogue persons don’t make the banks run a loss. But on the broader side, this process and the fact that so many qualifications are needed may bar a person from getting access to bank loans. Also, the credit might not come in handy to a person who urgently needs money.The other problem associated with bank loans is the high-interest rates charged on the loans given to an individual. In effect, if a business does not give high returns or profits, the person accessing loans from a bank is likely to run a loss as either way the interest has to be paid to the particular bank until the loan is settled.What is the process of acquiring a Cash Advance?
The process is very simple. The person seeking a loan simply has to have access to online services. You then fill an online form which upon submission, takes about 24 to 48 hours for it to be approved. When returning the money, the beneficiary of the service has to pay something slightly higher on the condition that the business brings in something. The amount is subject to be agreed upon before filling in the forms.

In the event that someone needs quick cash, Cash Advance is the way to go. But it must not be forgotten that this financing system has its demerits. However, reasons to weigh you towards advance loans are more convincing than those of bank loans which are actually dreading.

Merchant Cash Advance or Traditional Bank Loans?

Duration and ease
The process of acquiring traditional bank loans is manual in nature, and it, therefore, means it takes a very long time before cash is approved. On the other hand, Merchant Cash Advance only takes about 24 to 48hours. In addition, it offers a more straightforward application process as all you need is to get access to online services and you are good to go. Banks need more requirements including credit and debit cards.

Particulars
As a fact, every funding institution needs personal details from the loan applicant. However, when comparing the two financing options, then it is clear that traditional bank loans require more and bulky requirements before you can finally be granted a loan. In essence, this means that many individuals are bound to be locked out of these finances. In as much as factoring, or otherwise, Merchant Cash Advance, requires particulars from clients, it is less strenuous.

Terms and conditions
The explanation beyond the fact that someone is more likely to qualify for Merchant Cash Advance than traditional bank loans has a relation with the nature of the terms. Terms of the former tend to be less strict and more flexible to accommodate many individuals, and this is an advantage.

Guarantees
A small business owner who is perhaps just opening a business doesn’t have to stress so much over guarantees or collaterals. In this respect, the Merchant Cash Advance stands out when compared to traditional bank loans. Many people are likely to benefit from this funding option without putting their businesses at risk.

Payments
With Merchant Cash Advance, the mode of payment is now automated, and a client undergoes no depression or difficulties. Upon making sales, the debit card is subsequently directly charged. In addition, one does not necessarily need tax returns or many documents for the application process or the approval process to be successful.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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