Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

Apply Now

We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Jewelry Stores Merchant Cash Advance Loans


Jewelry Stores Merchant Cash Advance Loans

If you need money in a hurry, a merchant cash advance can be the best way to get it.  The amount of your loan is based on credit card sales over the past two to six months. Generally speaking, you can borrow up to $2 million for almost any purpose. This can make it easier to hire employees, buy new equipment or otherwise help your company grow.

How Long Will It Take to Get My Money?
As a general rule, it will only take a few hours for your application to be processed and approved. After your application has been approved, it will take another few hours before the money is in your bank account. However, if you apply for funding on a weekend or holiday, there may be a slight delay before you receive your cash.

When Do I Start Repaying the Jewelry Stores Merchant Cash Advance Loan?
You start repaying your loan the day that you receive your advance. Every time you make a credit card transaction, the lender will hold up to 20 percent of the transaction back. Merchant advance companies will give you up to two years to repay the loan. However, it may be in your best interest to repay it sooner to minimize the amount of interest paid on the balance.

Have the Money to Fulfill Large Orders
It is difficult to grow your business if you aren’t able to accept and fulfill large orders. Even if your customers love your product, they could opt to do business with a competitor you can’t meet their needs. With a cash advance, you get the temporary funding needed to take on larger orders or take on new clients. This can be especially beneficial during the holiday season or other times of the year when business spikes.

New Companies Struggle to Get Traditional Financing
Getting a traditional business loan from a bank or other financial institution can be difficult. This is generally true even if your business has a good credit score and is showing solid growth. Typically, a traditional lender wants to see that your company has a track record of consistent revenue stretching back at least two years or more prior to applying for financing.

When you apply for a merchant cash advance, the requirements to obtain financing are less strict. In fact, it doesn’t matter if you have good credit, bad credit or no credit at all. As long as you accept credit card transactions, your company stands a good chance of getting the cash advance it needs.

We Work With Almost Every Type of Company
Companies in certain industries may find that banks and other lenders do not want to work with them. Generally speaking, companies that sell tobacco, guns or other controversial products may be spurned by their local bank or other large lenders. While there is no guarantee that a particular business will be approved for an advance, companies in most industries will at least have their applications considered.

You Could Get Lower Interest Rates Elsewhere
For the sake of transparency, it is important to know that you have other financing options that come with lower interest rates. For instance, you could apply for a personal loan or a home equity loan that have interest rates below 10 percent. Fixed loans may also be beneficial because you know what the monthly payment is and when the loan will be fully repaid.

Companies of all sizes need access to capital to thrive and grow over long periods of time. With merchant cash advances, new companies or those looking to grow into larger businesses gain access to money at a reasonable cost.

merchant cash advance vs bank loan

A merchant cash advance is a way for companies to liquidate their accounts receivable. This can make it easier to hire employees, buy buildings or take other steps needed to grow a business or to stay afloat during lean times. Let’s take a closer look at how you can get such an advance and the potential benefits of doing so.

You’re Selling Your Accounts Receivable
When you obtain a merchant cash advance, you are selling your company’s accounts receivable for cash today. In many cases, customers will ask for 30 to 90 days to make a payment after your business has provided a good or service. For smaller companies, this may result in consistent cash crunches. In some cases, even larger companies may prefer to have a portion of their cash today as opposed to waiting months to receive full payment.

You’re Not Taking Out a Loan
Since you are selling what amounts to an asset the company owns, the transaction is not considered to be a loan. Therefore, there is generally no need to through a formal credit check process. Instead, a factoring company will take a look at your sales figures over the past six months when determining how much to let your company borrow. It may be possible to borrow up to $250,000 or more depending on your recent sales.

The Application Process Is Fast and Easy
The application process generally only takes a few minutes assuming that you have the proper financial information by your side. If you have any questions about the process of obtaining an advance, you can start a live chat or make a phone call to a customer service representative. Furthermore, you can have a loan decision in a matter of minutes or hours. This is idea for when your company needs money quickly to pay a vendor or to make payroll.

What Is the Repayment Process Like?
You repay a merchant cash advance with a percentage of your daily credit card receipts. Generally, you will have 10 percent of your revenue withheld each day until the balance is paid plus any fees charged by the factoring company. You will be told the factor rate for your advance prior to accepting the loan proceeds. The first payment is due the day that you receive the funds.

What If You Can’t Repay Your Advance?
There are many options that may be available if your company is unable to repay its advance. First, it could choose to refinance the advance into a traditional loan and use the money to pay off the factoring company. Alternatively, your company could choose to refuse to pay off the balance and take its chances in court. In some cases, factoring companies will not file a lawsuit in an effort to get its money back. Lawsuits are especially uncommon when a company goes into bankruptcy.

Expect to Have a Long-Term Relationship With a Factoring Company
Usually, you will have a deal to buy accounts receivable that lasts for many months or years. This makes it easier for both sides to benefit financially from the arrangement. In some cases, a factoring company will decide to buy a certain number of accounts receivable or a certain dollar amount of receivables. It is important that you read the factoring contract to determine the exact details of your agreement with an advance provider.

Factoring loans can be powerful tools to help your company succeed. However, it is important that you understand what they are and what your obligations are after entering into a deal to receive one. It may be helpful to have an attorney review the deal to ensure that its terms are in your company’s best interest.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
Go Public with Reverse Merger Shells

Go Public With Reverse Merger shells If you’re interested in…

The many types of small business insurance coverage you’ll need

Like health insurance or car insurance, small business insurance is…

A Step by Step Guide to Incorporating a Business

Your business can never flourish without being incorporated, as there…

Bluevine Small Business Loans

The BlueVine Process Post-Approval BlueVine clients gain access to an…

High Risk Merchant Accounts

Are you a high risk merchant? Getting a high risk…

Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Apply Now