DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Nebraska Merchant Cash Advance

Business owners often find themselves in need of working capital for their project or company. A merchant cash advance gives you access to funds based on your future credit and debit card sales. Merchant cash advances are perfect for businesses who might not be able to qualify for other types of financing. A merchant cash advance is very quick to obtain and have more lenient qualification requirements.
Maximum Advance Amount – $2.5K – $250K
Time to Funding – As little as 2 days
Factor Fee – 1.14 – 1.18
Repayment – Paid daily via your merchant account
Pros
Fast Approval
No Collateral Needed
Bad Credit is often accepted
High borrowing limits
Cons
More expensive than a traditional business loan
A daily deduction reduces cash flow
Less flexibility to switch merchant service providers
Who Qualifies for Merchant Cash Advances?
As a business owner, you can apply for a merchant account and have funds deposited into your account fairly quickly – with no need for collateral or a perfect credit score.
Merchant cash advances are typically used by a wide range of businesses who have a steady credit card and debit card transactions. Restaurants and retail stores are some of the most common types of businesses that use a merchant cash advance.
Merchant cash advances provide working capital for businesses who are frequently and consistently processing payments.
Like business loans, funding from cash advance companies can be used for a variety of business expenses, including purchasing equipment, purchasing inventory, advertising and marketing, renovating or expanding, and more.
Applying for a Merchant Cash Advance
The application process and requirements for a merchant cash advance are relatively simple. A merchant cash advance provider will look for sources that show a business’s cash flow, like credit card statements, sales volume, and recent bank. The following documents are what you will need to provide during the application process:
. Driver’s License
. Credit Card Processing Statements
. Voided Business Check
. Business Tax Returns
. Credit Score
. Bank Statements
If you want to receive your merchant funding as quickly as possible, it is a good idea to have these documents ready before submitting an application. That way, you’ll be all ready when the process begins.
How Does a Merchant Cash Advance Work?
Every business could use some extra funding. But obtaining a business loan from a bank or other traditional lender can be a time consuming and tedious task.
Plus, even after you complete an application for a loan, there’s a chance you don’t even get approved.
If you don’t want to waste precious time going through the hassles of applying for a traditional loan or are not sure you would qualify, a merchant cash advance might be worth exploring.
Once an agreement is made regarding the payback amount and term of the cash advance, the fund is transferred to your bank account in exchange for a percentage of your daily credit card and debit card sales.
How Repayment Works
Instead of making fixed installment payments, the business repays the funds to the cash advance company with a percentage of each credit card transaction.
Each day, an agreed upon percentage of the daily credit and debit card receipts are automatically deducted from your credit card processor or bank account. Your payments fluctuate based on your daily sales. In most cases, payments are made via ACH withdrawal.
In effect, the merchant cash advance company owns a portion of your future credit card sales, and they collect a percentage from these card receipts until the initial amount plus interest is repaid in full. There is no interest rate or set repayment period with a merchant cash advance.
Conclusion
A merchant cash advance is an alternative to the strict requirements and hassles of the approval process of a traditional business loan. It is a quick, easy way to get access to much-needed cash even with poor credit or no collateral.
If you have your cash flow interrupted but want to expand your operations, a merchant cash advance can be a great option. You should carefully go over the terms and conditions of the funding or agreement, including the cost of the money and the repayment term, before finalizing the transaction.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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