DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Quarterspot Merchant Cash Advance

We offer cash advances to companies all over the USA — irrespective of the industry, or niche. We are your partner, not only a lender. We can help you to get the financing you need when you’re in distress, and needing fast funding to create deadlines and payroll. When you receive a merchant cash advance, it is not the same thing for a loan. It is basically a cash advance based on the credit card sales that you get in your business merchant account. As soon as you apply for the loan, we deposit the funds in your business checking account within 24 hours.
How Merchant Cash Advances Work
The cash advance is for $2,500 to $25,000. Each merchant cash advance has a repayment program with daily payments from your accounts. The moment you ask a loan, it takes just 24 to 48 hours for it to be approved and in your account.
This sort of loan works well for people that have poor credit or need fast access to funds. The whole approval process is fast and works for many sorts of businesses. The only drawbacks are the higher fees and the fact that the loan must be repaid through your daily earnings.
With a merchant cash advance, you get the cash you need when you need it. The funds may be used for anything your organization needs. Some businesses use this type of cash advance to make up earnings during a slow month. Other businesses just have to cover a bill that is past due.
This is a cash advance and not a loan. When you get a cash advance, you promise to pay it back together with your company’s future earnings. The loan is provided in a lump sum that is paid back from the money you make every day. How much you pay back is known as the recovery rate or holdback. Based on the amount of the advance, your repayment period and your credit card sales, the holdback can vary between 5 to 20 percent.
The amount that you can borrow depends on your credit card sales. Most providers will review your sales for the last two to six months to see how much you can borrow. Depending on the supplier, you can get anywhere from 50 to 250 percent of your monthly credit card transactions as an advance. Then, you have 90 days to 24 months to pay it back.
The Benefits of Getting an Merchant Cash Advance
This option is ideal if you need cash straight away. You can get approved much faster with an advance than you can with a conventional loan. Often, you can get approved within just a couple hours. Then, you receive the advance within just one or two days. If you’re trying to cover your payroll or a sudden expense, obtaining a speedy choice is a benefit.
Another advantage is that you can avoid using collateral to get an advance. Banks normally require collateral for a business loan, which takes time. It is also a huge risk for your company if you cannot repay the loan. With a merchant cash advance, you get the cash you need without having to provide your assets as collateral.
Best of all, the application process is easy and straightforward. You can do the whole application online. You just have to upload a few of your documents and fill in the blanks. Unlike a typical lender, most merchant cash advance lenders are quite open to bad or poor credit. Their primary aim is to find borrowers who have a strong history of credit card sales. They will also look at how long you have been in business.
Merchant cash advances also have high limits and flexible payments. You pay a portion of your credit card sales as your company sells products. If you sell less, then the amount that’s taken out is correspondingly less. You only pay out a portion of your credit card sales. Plus, some lenders will give around $2 million at a merchant cash advance.
This option works well for companies who need cash quickly. You need to have an established track record of credit card transactions. The only drawback is the cost. If you need cash fast and want a convenient alternative, then a merchant cash advance might be worth the added price.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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