DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Repayment Options

Merchant Cash Advance – Types of Repayment Options

Merchant cash advances have becoming a popular form of financing for businesses to get quick cash to pay unexpected expenses. It’s also a great way to get quick cash for unexpected investment opportunities too.

Although it’s always good to have a cash reserve for investments, sometimes there is going to be a great opportunity that you won’t want to pass up for lack of cash.

Many people get merchant cash advances confused with taking out a loan. Technically, it is not a loan. That’s important to understand from a legal perspective.

Here is how these work. A merchant cash advance provider like Delancey Street will give a business a lump sum cash amount in return for a larger amount in the future paid with future sales.

Here’s a quick and easy example. Say there’s a pressure washing company. They get a large commercial contract to wash an entire campus of a technology company. The entire contract is worth $100,000.

But in order to get this order, they have to wait 60 days to get paid. It’s called net 60 in business lingo. It’s a great opportunity, but with some short term downsides in terms of cash flow.

Basically, the problem is that the pressure washing company still has expenses they have to pay. For example, in order to do the work for the tech company, they have to employ 5 workers on the crew to do the work.

Those 5 workers are not going to be willing to wait 60 days to get paid for their work. They are going to want to get paid every 2 weeks just like most everyone else working in the industry. In total, let’s say the labor cost for this contact is $30,000.

In addition to labor, the pressure washing company will need enough supplies and fuel to fulfill the order. Again, he can’t wait until he gets paid to buy the supplies and fuel. In fact, he won’t get paid at all if he doesn’t do the work first. Let’s say supplies and fuel cost another $20,000.

Now his expenses to do the work for this contract has ballooned to $50,000. The good news is, it’s a $100,000 contract and he’s going to make $50,000 on this deal.

Again, the problem is he doesn’t have $50,000 cash on hand to pay those up front expenses for labor and supplies. One alternative is to not take the contract. That would be unfortunate.

He could also opt to take out a business loan, but that would take too long and he wouldn’t be able to do the work in a timely fashion.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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