DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Montana Fix and Flip Loans

Montana Fix and Flip Loans: 5 Things You Need to Know

There aren’t many great investment opportunities for average investors to make a high return. Most high return hedge funds require a high net worth. There is, however, a simple way to make large returns for non-qualified investors. It takes a bit of elbow grease, but it can create very large returns.

That investment opportunity is flipping houses. Flipping real estate has become one of the best ways for average people to make a great return on investment in recent years. That is because just about anyone can get into it. You just need some startup cash, but if you find a good deal in a good location, it can turn out to be a great investment that pays off big even in the short term.

Montana is a state with a growing population. That means the demand for housing will only grow. The great thing about real estate is that even when the stock market crashes and bond prices fall, people still need some place to live.

Even if you don’t have the cash, you can get a fix and flip loan to cover your down payment and renovation costs. Here is what you need that money for and a few ways you can do that.

Cash Investment
You need to start off with some cash. You’ll need at least 20-40% of the purchase price as a down payment for your lender. The down payment for investment property is higher because the risk for the lender is higher. In short, if you’re not living in the house you’re buying, the bank knows you have less skin in the game. So they force the skin by asking for more money down up front.

You’ll also need the cash to do the renovations. Depending on how run-down the house is, you may need a little or a lot. Make sure to have plenty of buffer because you have no idea what you’ll find once you start digging into the house. Renovation costs can easily balloon out of control.

How To Find Fix and Flip Loans

Here are a few most common ways to get fix and flip loans for your next real estate investment.

Friends and Family
Here in Montana, one of the best ways to get a loan is through friends and family. First, start with a budget that will tell you how much you’ll need. Then add 20% just for a buffer. Then start shopping it around to your network.

Even though they are friends and family, presumably people you know and trust, make sure you get everything in writing. Write down how much they are lending you, at what interest, and by what time. Sometimes details can be lost in communication and in the enthusiasm of an exciting new opportunity.

Business Loans
There are may financing partners out there looking to lend money for specific projects and opportunities like this. Companies like Delancey Street will provide loans for narrowly scoped projects like a flip.

These types of lenders are great because they work with entrepreneurs every day, evaluating opportunities from all over the country. You can leverage their expertise to validate your investment idea or even offer insights into your strategy.

In other words, if a lender turns down a flip and fix loan for you, why? Maybe they have a good reason that you didn’t see. Maybe you have a blind spot that would’ve ended up in a bad investment. Lenders can be a great source of validation and caution.

Home Equity Line of Credit
Also called a HELOC, you can take a loan backed by the equity in the house you’re currently living in. If it’s a good investment opportunity, you’d be able to pay it back within a year.

Also, instead of paying back the entire loan, you can use the proceeds from that investment for your next project!

Montana has a great inventory of houses that are ripe for fixing and flipping. If you can find the deals, finding the cash to get started isn’t too difficult. The best part of it all is that any average person can do it. You don’t have to be mega wealthy for this great investment opportunity.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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