Zogby is a trusted, and private, Nassau County hard money lender. We are dedicated to providing clients with hard money loans they need for their residential, and commercial, ventures. As a premier hard money lender, we are 100% focused on providing asset-backed commercial, and residential, mortgage loans to borrowers in Nassau County. We fund projects nationwide, but have offices in Nassau County. We secure funds for properties all over the USA. We lend for a variety of ventures, from rehabbing, to remodeling. We also fund office and retail acquisitions, and condo purchases. Regardless of how much funding you need – we can get you the financing.

We have funded over $200 million in commercial loans/residential loans. We help individuals, regardless of their credit, past bankruptcy or foreclosures. We fund based on the merits of your projects. We have years of experience helping Nassau County residents secure the hard money loans they need.

Who can we help

If you need money for a real estate related transaction, we can provide you with fast financing. Our hard money loans provide you with easy terms and low interest rates, starting at 7%. We are confident that our asset-based funding guidelines can provide you with the finances you need. As a hard money lender, we know the importance of helping you get financing in a timely manner. We can fund hard money loans within 24 hours of the loan being approved. We pride ourselves on getting almost immediate approval, and doing so with simple terms and low interest rates.

The market is ripe

The market for hard money loans is huge. New York has the largest, and most active – single family residential real estate market in the USA. In addition, New York real estate is the most valuable real estate market in the USA. The inherent high value of single family homes in New York has created numerous house flipping opportunities. If you are a hard money borrower who can find great deals – then we can help fund them. We regularly help people interested in reaping profits from rehabbed assets. The faster you find a reliable source of funding, the faster you can fix and flip your asset. Hard money lenders like Zogby can serve and help you. We collaborate with hard money borrowers all over New York and handle all major markets in Nassau County. We have immense local market knowledge and underwriting experience to help you make informed decisions. We work with all types of borrowers who need high quality capital. We look at your track record of success, and your ability to conduct a quick, and successful transaction.

What is a hard money loan

A hard money loan is a short term financing option, collateralized by an asset. It’s secured by a property. Hard money loans are funded by private lenders, instead of normal banks. We provide business loans to borrowers which are then collateralized by property. We are capable of making quicker decisions, and can lend on properties – even without cash flow. As a result, hard money lenders charge higher interest rates than traditional banks. When assessing your qualifications for a hard money loan – we look at the loan to value, and also look at the after repair value ratio. These are loan criteria requirements that we will need to look at – in order give a hard money loan.

Why use a Nassau County hard money lender?

Borrowers work with hard money lenders when funds are in short supply – and they need them fast. Often, borrowers cannot go to traditional banks for one reason or another. Despite the higher interest rate associated with hard money loans – borrowers seek this type of financing in order to get the loan as soon as possible. These types of loans are ideal for people look for a rehab fix + flip loan, buy to rent loan, bridge financing, refinancing, or fixing to rent loan. One advantage of Nassau County hard money loans is the speed of it. Once it’s approved, loans can be funded within 24-48 hours – whereas traditional banks take months.