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We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...



Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you


New Commercial Construction Loans in Hawaii
Sometimes business owners want to expand to meet the demands of their successful business. There are some business owners who want to build their own office so that they don’t have to pay rent, and there are others who own their office space and would like to make renovations to their current space. While expanding your business is sometimes necessary, it can be a costly project. Most commercial construction and renovation projects cost thousands to millions of dollars to complete, and there are few business owners with the funds to pay for this up-front.

A commercial construction loan may be an ideal option for business owners who want to expand. Before a borrower takes out a loan, it is important to have a grasp of the terms and conditions it has to offer.

What is a Commercial Construction Loan?
A commercial construction loan is for business owners who want to expand their existing property through renovations or constructing a new building. Those who want to purchase an existing property will need to apply for a commercial mortgage.

The funds from a commercial construction loan can be used to pay for property, labor, materials, and other expenses. They differ from other loans in several ways. With traditional loans, borrowers will be issued the total amount of the loan in one payment. When the borrower has received the funds, he or she is then responsible for paying back the loan.

With commercial construction loans, business owners will not receive the full amount of the loan in one payment. Instead, partial amounts of the loan are disbursed throughout the construction or renovation project. When a borrower takes out a commercial construction loan, he or she will meet with the lender to create a draw schedule.

A draw schedule will set milestones throughout the project. When each milestone is completed, the funds will be disbursed to the borrower. For instance, the first draw could be when the land is cleared, and the second draw may be when the foundation has been poured. To ensure that the work has been completed, lenders will probably send someone to inspect the property. This cycle will continue until the project is complete.

Borrowers are only responsible for paying on the interest of the amount that has been disbursed. For example, if a borrower took out a commercial construction loan for $500,000, and he or she has only received $100,000 of the total amount, then the borrower will only need to pay interest on $100,000.

How is the loan paid off? When the project is finished, borrowers can pay off the remaining interest, principle, and fees in one balloon payment. While this may be suitable for some, others choose to take out a commercial mortgage. The newly renovated property or new building will be used as collateral. The funds from the commercial mortgage will be used to pay the balance of the commercial construction loan.

What About Interest Rates, Fees, and Down Payments?
Interest rates for commercial construction loans in Hawaii typically range from 4% to 12%. There are also fees that may be included with the terms of the loan that include:

  • Processing fees;
  • Guarantee fees;
  • Fund control fees;
  • Project review fees.

A commercial construction loan is considered high-risk, so lenders typically want a down payment. In most cases, the down payment for a commercial construction loan will be between 10% to 30% of the total project cost.

Would you like further details about new commercial construction loans in Hawaii? We invite you to contact us at Delancey Street. Our team of experts are ready to provide you with additional information about new commercial construction loans.

Hard Money Loans

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