Chat with us, powered by LiveChat Kentucky | Delancey Street


We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you


New Construction Loans in Kentucky
There are many reasons why business owners in Kentucky may want to expand. Maybe they want to own their own building so that they don’t have to pay rent, or perhaps they want to renovate their existing space. Expanding your business can be beneficial, but many business owners don’t have the funds to pay for a new construction or renovation project up-front. It can take thousands to millions of dollars to complete a new construction or renovation project. In these situations, a new construction loan can be a useful way to help business owners meet the demands of their growing business.

A Guide to New Commercial Construction Loans
A commercial construction loan is used by business owners to finance the renovation of an existing space or the construction of a new building. With the funds from a commercial construction loan, business owners can pay for property, materials, labor, and other expenses.

A commercial construction loan shouldn’t be confused with a commercial mortgage. A commercial mortgage is used for business owners who want to purchase a new commercial property. Commercial construction loans are for business owners who want to construct a new building or renovate an existing building.

How do Commercial Construction Loans Work in Kentucky?
Commercial construction loans are different than other loans. With most regular loans, the borrower will be paid one large payment at once. When the borrower has received the funds, he or she is then responsible for paying the remaining balance of the loan. Most loans have repayment terms that are at least 10 years with a fixed monthly payment.

Those who take out a commercial construction loan will not receive the full funds in one payment. Instead, partial funds will be released at certain periods throughout the construction project. When you take out a commercial construction loan, you will have a meeting with the lender to create a draw schedule. A draw schedule sets milestones that will determine when the funds will be disbursed. For example, the first draw may be when you purchase the property, and the second draw may be when the land is cleared for development. Before the funds are issued, lenders will probably send an inspector to the construction or renovation site to make certain the work has been completed.

During the course of a commercial construction loan, the borrower will only be responsible for paying interest on the amount that has been released. For instance, if you took out a commercial construction loan in Kentucky for $350,000, but you have only received $100,000 of the total loan amount, then you will only be be responsible for paying interest on $100,000.

How is the loan paid off? At the end of the construction project, when the total loan amount has been released to the borrower, he or she can make one large payment. This payment will cover the remaining interest, principle, and other fees. However, borrowers who do not want to make one payment may be able to quality for a commercial mortgage. A commercial mortgage uses the new building or renovated property as collateral. The funds from the commercial mortgage are used to pay the remaining balance of the commercial construction loan. A commercial mortgage can be an affordable option that enables borrowers to make monthly payments over a set period.

Are you interested in learning more about new construction loans in Kentucky? We welcome you to contact us at Delancey Street. Our team of experts will be happy to provide you with further details about your new commercial construction loan options.

Hard Money Loans

Need funding for your next project?

Complete Our Hard Money Loan Application
Call Now