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Minnesota New Construction Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...



Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Minnesota New Construction Loans

A good business requires a property that is spacious enough for operations. This may require a storefront, office space, and even a large warehouse. You may be starting from scratch as a new business or you want to expand existing property. There are plenty of options for you to consider.

An expansion may be just what your business needs. However, you have to consider how you’re going to afford it. Minnesota new construction loans could be the best option for you.

Whether you’re building in St Paul, Minneapolis, Rochester, or any other part of the state, Delancey Street can help. We have creative financing options to help you build the property that you have always wanted.

Why You Need a New Construction Loan

Your new construction project or renovation could end up costing hundreds of thousands of dollars. You probably don’t have that kind of money to lay out. With Minnesota new construction loans, you can finance your project in order to move forward.

You will need the funds to cover a lot of different expenses:

  • Fees
  • Land development
  • Building materials
  • Labor

Rather than continuing to put off your need for a commercial building, our lenders at Delancey Street can help.

Commercial Mortgages vs New Construction Loans

Traditional banks want to offer commercial mortgages. This provides the money upfront as well as a 10-year repayment period. Banks want a lot of financial details. Plus, you have to have excellent credit in order to get approved.

If that doesn’t work for you, we understand.

New construction loans in Minnesota can be a great solution. These provide you with the money that you need in stages. A schedule is identified. Inspections will take place to ensure that a step is completed properly before funds for the next step is released. This means you’ll get the money for land development, then, you’ll get the money for pouring the foundation, and so on.

You will pay interest. However, the interest is only paid on the amounts you have actually received to date, not the full amount. Then, once the project is done, you repay the loan. You can choose to pay in full or use your property as collateral. If you choose the latter, affordable monthly payments can be made based on a repayment schedule that works well for you.

New construction loans are used by businesses in virtually every industry. You could be one step closer to having the property of your dreams.

What You Need to Know About Minnesota New Construction Loans

There are all sorts of things that you need to know about new construction loans in Minnesota. It can be overwhelming to decide what loan is right for you, which is why we can help you.

First, consider what kind of interest rate will be offered to you. This will impact what you have to pay in total for your construction loan. Lenders will determine the rate that they offer you based on your credit score.

Next, look at the fees that may be included within your loan. You might have to pay guarantee fees, processing fees, and more. This can add up over time, so be cautious.

Finally, find out what kind of down payment is required. Most lenders want to see some kind of down payment due to the high-risk nature of Minnesota new construction loans.

When you’re ready to start your construction project, contact us. Our team at Delancey Street will take a personal approach to find you the best loan.

Hard Money Loans

Need funding for your next project?

Complete Our Hard Money Loan Application
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